Official Game Ball Thread

[SamsNCharge99]

exactly why i lease. i avoid that time when a lot of new things are needed. plus it is nice getting a newer model every few years.

as long as you are okay financially ALWAYS having a car payment....which again most always have a payment....then leasing is the way to go.

I can sell buying I can sell leasing, I'll sell whatever the fukk you want as long as you buy the car hahaha.

But if I'm 100% real, my honest opinion is leasing > buying

i personally have been leasing myself. And with the values of used cars now, we are getting customers out of leases 6 months early all day. I even got a customer 2 years early out of their lease. Deals are crazy now at times

my personal lease I got out 3 months early with 4000 of equity

buying only good for long term and high mile driving customers

[RudyRuetigger]

what if you kill someone and get blood stains in the car?



or for a common person...spilling budlight after a bender????


dont you just take a shit ton of money to detail every fukkin thing wrong with a lease?

[RudyRuetigger]

you leave a french fry in the car, its probably a $500 cleanup fee if you lease

[SamsNCharge99]

what if you kill someone and get blood stains in the car?



or for a common person...spilling budlight after a bender????


dont you just take a shit ton of money to detail every fukkin thing wrong with a lease?

So when you lease a vehicle the bank expects the vehicle to be returned to them in the condition you bought it. Obviously it won't be 100% showroom ready but they expect it in great condition. YOu are allowed some damage, but not major damage

of course there will be surface scratches and dirt on the inside. What you are NOT allowed is excessive damage. Like stains in the seats or smoke stains or burn holes. Can't have excess scratches (the ones you feel with your finger nail).

You are allowed dings on the vehicle, but not bigger than a quarter. Not massive dings or dents or scratches. The bank knows people use their vehicles and kids will be inside a lot of them

The leasing company also expects tires and brakes to be returned with at least 4/32 tread which is what passes inspection or they charge you for brand new ones

NOW.....with all that being said, there's still some options.
1. If you as the customer buy your own lease and refinance then no problems since you are buying out the lease from the bank. If your lease is 36,000 miles and it has 100K miles it doesn't matter, since you are buying your own lease

2. If we as a dealership buy the vehicle for our inventory then again no issues, since the dealership is buying the vehicle. Especially b/c we as a dealer will likely change the brakes and tires anyway, no concern to the customer

3. A customer can PURCHASE a package when purchasing the lease. It's called wear and tear protection. This gives the customer up to $5,000 worth of potential damage on the vehicle when they turn in the leased vehicle. So if they do have excess scratches or dings or bad brakes/tires it's all waived with the warranty

I think i got it all....literally about to clock out, I can always add more

fire away boys. 9+ years experience

[RudyRuetigger]

great info sammy


just give yourself the gameball this week

[ronald]

Sammy - why not just buy a used car? Seems like a better option than both leasing AND buying new.

Buying used also allows you to avoid putting any kind of collision insurance on your car.

[RudyRuetigger]

hey ronald, why not ride a horse?


NO GAS
























except your leftover food that it eats

[ronald]

hey ronald, why not ride a horse?


NO GAS
























except your leftover food that it eats

In fact I rode a horse to work today!

Tied him up outside the Bucket of Blood Saloon when I went in for a few cold ones at lunch.

[jjgold]

The math doesn’t add up leasing

The killer part of a lease is down payments

[SamsNCharge99]

Sammy - why not just buy a used car? Seems like a better option than both leasing AND buying new.

Buying used also allows you to avoid putting any kind of collision insurance on your car.

In reference to the insurance.....unless you pay cash for a vehicle you 1000000% need full coverage on a vehicle. If theres a loan attached the bank requires it

used vehicles....typicallyhave less to little warranty coverage. Maybe remainder of factory. Even on certified they get 3 months 3k miles bumper to bumper. I 100% recommend extended warranties. Most think its a scam. Think of the technology on the vehcile now a days. Shit is hella expensive. My ex wifes vehicle i have maximized my warranty claims on it. Each time $50 deductible compared to 4 figure repair

so used maybe better but then have to buy warranty. Amd same thing. People still buy used amd then trade in 4-5-6 years. Loans now go 84 months too.

unless you are buying a cheap used to drive till it dies. But most want luxury features and technology

[SamsNCharge99]

The math doesn’t add up leasing

The killer part of a lease is down payments

JJ your lack of knowledge pains me. You can lease with 0 down or min down. Only time you need 5-6k down is a national ad or 199/month shit you see online

[RudyRuetigger]

color of car matters for insurance

[RudyRuetigger]

JJ your lack of knowledge pains me. You can lease with 0 down or min down. Only time you need 5-6k down is a national ad or 199/month shit you see online

sammy lets say i want to rent a truck


im gonna put sand in the back of it


RUST


then what?

[ronald]

In reference to the insurance.....unless you pay cash for a vehicle you 1000000% need full coverage on a vehicle. If theres a loan attached the bank requires it

used vehicles....typicallyhave less to little warranty coverage. Maybe remainder of factory. Even on certified they get 3 months 3k miles bumper to bumper. I 100% recommend extended warranties. Most think its a scam. Think of the technology on the vehcile now a days. Shit is hella expensive. My ex wifes vehicle i have maximized my warranty claims on it. Each time $50 deductible compared to 4 figure repair

so used maybe better but then have to buy warranty. Amd same thing. People still buy used amd then trade in 4-5-6 years. Loans now go 84 months too.

unless you are buying a cheap used to drive till it dies. But most want luxury features and technology

I guess that's the difference.

I don't give a shit about cars. I just want something that's comfortable and reliable. Don't care if it has heated seats for my balls or a sunroof or whatever.

Buy a decent used car for 5k. Pay cash. Don't get any insurance other than what's mandated by law.

Done and done.

[jjgold]

Buying new cars is a bank roll killer

[KVB]

color of car matters for insurance

It's weird when it comes to insurance significance though.

For example, a white car is shown to be most likely to get pulled over (red being #1 is an urban myth, basically) but a white car is also less likely to get in an accident than a black car, no matter sunlight level or time of day.

Some studies showed yellow cars being the safest when it comes to accidents.

[lakerboy]

It's weird when it comes to insurance significance though.

For example, a white car is shown to be most likely to get pulled over (red being #1 is an urban myth, basically) but a white car is also less likely to get in an accident than a black car, no matter sunlight level or time of day.

Some studies showed yellow cars being the safest when it comes to accidents.

Ahhh now the school bus color makes sense

[RudyRuetigger]

Wow


This thread really opened up my mind


Great connection LB

[manny24]

buy vehicle cash

fuk the bank loan

new used either way fine

jerkoffs pay for trim

never let them catch you riding dirty

do work no credit checks

[ronald]

buy vehicle cash

fuk the bank loan

new used either way fine

jerkoffs pay for trim

never let them catch you riding dirty

do work no credit checks

Yup.

If you need a loan to get a car, you can't afford that car.

[manny24]

Buying new cars is a bank roll killer

many big players do not even own a car

SickGambler for instance

lives in the city although Canada

still schooling kids at the park every day with stick handling skills and bar-down wristers

[vitterd]

Yup.

If you need a loan to get a car, you can't afford that car.

You realize that means about 98 percent of Americans would not have a car right?

[Jayvegas420]

Is why you drive a Kia vit?
the affordable financing?

[SamsNCharge99]

You realize that means about 98 percent of Americans would not have a car right?

Yea i dont believe that philosophy

same with a house haha

[pologq]

The math doesn’t add up leasing

The killer part of a lease is down payments

tier 1 jj - no money down and their lowest monthly payment. not saying it to brag, just saying why it would be a choice.

i have also had the lease add the down payment into the monthly payment when my credit was worse since it was hard for me then to come up with all that at once.

[Itsamazing777]

Is why you drive a Kia vit?
the affordable financing?

Kia?
He drives a mobility scooter...

[pologq]

JJ

this is the pussy magnet. put some spinning rims on there.

[ronald]

You realize that means about 98 percent of Americans would not have a car right?

Yup.

Too many idiots living way beyond their means.

The recent government handouts don't help with that mentality either.

[SamsNCharge99]

this week.....

KVB
Machba
JJ Gold making a run for a game ball...he really wants it
Lakerboy
Rudy. I know RUDY doesn't want it, but he doesn't make the game ball rules haha

[jjgold]

Too bad I can’t win 🥇

Genie said no although I like seeing my odds weekly

[jjgold]

How about kidbaz?

[SamsNCharge99]

How about kidbaz?

He will replace you in top 5

[jjgold]

ok thats a good move

[manny24]

KidBAzkit do you own a vehicle ?

the forum wants to know

[SamsNCharge99]

Field -110
machba +150
KidBazkit +175