What is a realistic refinance mortgage rate right now?

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  • Otters27
    BARRELED IN @ SBR!
    • 07-14-07
    • 30760

    #1
    What is a realistic refinance mortgage rate right now?
    Looking to refinance 30 yr 700+ credit
  • Otters27
    BARRELED IN @ SBR!
    • 07-14-07
    • 30760

    #2
    Well where are interest rates headed come June or July?
    Comment
    • TheMetsSuck
      SBR Hall of Famer
      • 01-14-12
      • 6146

      #3
      I got 2.625 on a 30 year recently
      Comment
      • LLXC
        SBR Hall of Famer
        • 12-10-06
        • 8972

        #4
        2.625 on 30.
        2.5 on 15.
        Comment
        • cincinnatikid513
          SBR Aristocracy
          • 11-23-17
          • 45360

          #5
          saloon
          Comment
          • mpaschal34
            SBR Posting Legend
            • 02-04-13
            • 12087

            #6
            Do 15 years!

            Don’t drag it out. So glad to have the house paid off (did it in 10 yrs) than still having 18 years of house payments right now.

            Once you get used to paying the extra money, you won’t even notice it.
            Comment
            • teacher10
              SBR MVP
              • 08-28-18
              • 1821

              #7
              Instead of refinancing why not just pay extra per month to bring down the balance. That way you don't have to worry about the paper work and fees/points.

              However anything below 3% right now is solid.
              Comment
              • Otters27
                BARRELED IN @ SBR!
                • 07-14-07
                • 30760

                #8
                Originally posted by teacher10
                Instead of refinancing why not just pay extra per month to bring down the balance. That way you don't have to worry about the paper work and fees/points.

                However anything below 3% right now is solid.
                4.875 is what my loan is on 225,000. So still big savings with a refinance. Main thing is to lower monthly payment.
                Comment
                • Otters27
                  BARRELED IN @ SBR!
                  • 07-14-07
                  • 30760

                  #9
                  Originally posted by cincinnatikid513
                  saloon
                  Glad you are back you were gone for a few days?
                  Comment
                  • Otters27
                    BARRELED IN @ SBR!
                    • 07-14-07
                    • 30760

                    #10
                    Originally posted by mpaschal34
                    Do 15 years!

                    Don’t drag it out. So glad to have the house paid off (did it in 10 yrs) than still having 18 years of house payments right now.

                    Once you get used to paying the extra money, you won’t even notice it.
                    Dang nice work.
                    Comment
                    • cincinnatikid513
                      SBR Aristocracy
                      • 11-23-17
                      • 45360

                      #11
                      Originally posted by Otters27
                      Glad you are back you were gone for a few days?
                      resting, did u get ur cashout money yet
                      Comment
                      • Otters27
                        BARRELED IN @ SBR!
                        • 07-14-07
                        • 30760

                        #12
                        Originally posted by cincinnatikid513
                        resting, did u get ur cashout money yet
                        No. It's taking forever. I've been discipled and am not betting right now. The Boise and Colts game knocked some sense into me
                        Comment
                        • hotcross
                          SBR Hall of Famer
                          • 08-04-17
                          • 7934

                          #13
                          Just did a refi last week at 2.25%
                          Comment
                          • cincinnatikid513
                            SBR Aristocracy
                            • 11-23-17
                            • 45360

                            #14
                            Originally posted by Otters27
                            No. It's taking forever. I've been discipled and am not betting right now. The Boise and Colts game knocked some sense into me
                            good, i hate when books play games like that such a bitch move
                            Comment
                            • jjgold
                              SBR Aristocracy
                              • 07-20-05
                              • 388179

                              #15
                              Rates are going up now always get more money than you need so you have like 20,000 for Gambling Otter you should know this I’ve done it all my life
                              Comment
                              • cincinnatikid513
                                SBR Aristocracy
                                • 11-23-17
                                • 45360

                                #16
                                if they would of sent u money on time bitcoin otters u would of made a ton last few days way bitcoin has went up
                                Comment
                                • funnyb25
                                  BARRELED IN @ SBR!
                                  • 07-09-09
                                  • 39663

                                  #17
                                  Otters is awesome. Guy fools everyone on the site. He risks 4k to win 10 bucks but owns a house. Everyone talks shit to him, but he is a playa!
                                  Comment
                                  • cincinnatikid513
                                    SBR Aristocracy
                                    • 11-23-17
                                    • 45360

                                    #18
                                    u should post every bet, crazy run from 5 dollars all the way to 7500


                                    Comment
                                    • Otters27
                                      BARRELED IN @ SBR!
                                      • 07-14-07
                                      • 30760

                                      #19
                                      Originally posted by cincinnatikid513
                                      u should post every bet, crazy run from 5 dollars all the way to 7500


                                      I might. Problem is a lot of $1-5 bets in between the big ones so lots of pages
                                      Comment
                                      • LLXC
                                        SBR Hall of Famer
                                        • 12-10-06
                                        • 8972

                                        #20
                                        There are some lenders that will eat the refinance fees. I suggest looking for one.
                                        Comment
                                        • cincinnatikid513
                                          SBR Aristocracy
                                          • 11-23-17
                                          • 45360

                                          #21
                                          Originally posted by Otters27
                                          I might. Problem is a lot of $1-5 bets in between the big ones so lots of pages
                                          just the important bets the big dollar ones , crazy how many all in bets u must of won to keep it going, they really f u with the slow payout bitcoin has gone crazy ur 7500 bitcoin would of been over 8000 at least
                                          Comment
                                          • 19th Hole
                                            SBR Posting Legend
                                            • 03-22-09
                                            • 18969

                                            #22
                                            Rates nudged up today.
                                            Comment
                                            • mjsuax13
                                              Moderator
                                              • 03-14-15
                                              • 25198

                                              #23
                                              Originally posted by jjgold
                                              Rates are going up now always get more money than you need so you have like 20,000 for Gambling Otter you should know this I’ve done it all my life
                                              This guy... buy some jewelry too
                                              Comment
                                              • hawkwind
                                                SBR MVP
                                                • 04-25-11
                                                • 4072

                                                #24
                                                quicken 1.99% 15 yr w-excellent credit
                                                Comment
                                                • jjgold
                                                  SBR Aristocracy
                                                  • 07-20-05
                                                  • 388179

                                                  #25
                                                  I love when us gamblers have 15k in debt but we get 20K loan

                                                  Why?

                                                  5g's to gamble
                                                  Comment
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