Got 3rd degree depositing cheque

[pilebuck13]

My god it was only for 2k went threw 3 bank tellers and was given the third degree including lots of questions on where I got the money.including being repeatedly asked where the money was coming from I simply said it's none of your business she said it's not a legit check but I have it coverd so she will do it. But stated if it don't clear they will close my account my god

[Waterstpub87]

bitcoin.

[mohye1980]

Or next time deposit it into the ATM. ATM's tend to ask a lot less questions.

[daneblazer]

The terrorists like playing them suited connectors

[jjgold]

Never say none of your business

Get you in trouble

Buckles do not try to be a tough guy because your not anyway

Be calm and make up BS answer you hamburger

[pilebuck13]

They told me at bookmaker not to use ATM I usually do other methods. Gold I should not have said that but this lady was annoying me. She seemed to think it's a phony check and will not clear

[USCPHILLYGUY]

who the fuk goes into a bank anymore . Been to mine once in probably a year. Between mobile deposit and ATM never a need to

[Fire in da hole]

who the fuk goes into a bank anymore . Been to mine once in probably a year. Between mobile deposit and ATM never a need to

If it was anyone else, I would throw some comment out that USCPhilly doesn't have to go to the bank because he is deposit only and not used to getting checks back..

However, I don't have the stamina to argue his comebacks that he uses bitcoin or has ** or Bitcn, all which could be possibly true, but are aside from the point/joke.

I'm fuggin getting old...

[Philmill]

Banks get all freaked-out about them off-shore checks..I went thru that..really long storey.....

The first few times Banks think your running a forgery scam....

They want to hit the FBI button on ya....

Long storey short get to know a personal banker at your bank.....

[pilebuck13]

Major error on my part

[jjgold]

Mobile deposit Buckles

Use your fukkin big head man

[pilebuck13]

As long as the check clears which it will I don't see the problem

[Fire in da hole]

Mobile deposit Buckles

Use your fukkin big head man

Use your head fat man

If you try to mobile deposit a foreign check they will reject it without trying to cash it

They ask the questions for a reason

[Fire in da hole]

As long as the check clears which it will I don't see the problem

its all about culpability regarding the banks and risk..

With the banks knowing people overseas are sending fake checks for customers to cash and wire money back, if they ignore this knowing 90% are fraud, then they could then be held liable.

[USCPHILLYGUY]

Use your head fat man

If you try to mobile deposit a foreign check they will reject it without trying to cash it

They ask the questions for a reason

have never had this happen.....occasionally a extra 3 day hold but never had a check actually rejected......are these MAJOR banks we are talking about

[goduke]

They told me at bookmaker not to use ATM I usually do other methods. Gold I should not have said that but this lady was annoying me. She seemed to think it's a phony check and will not clear

why are you using the check option if youre using bookmaker? Theres two much better options to use with no questions. Look again carefully

[Snowball]

what bank

[OckertCR]

Use a credit union for offshore check deposits. They could care less.

[Fire in da hole]

have never had this happen.....occasionally a extra 3 day hold but never had a check actually rejected......are these MAJOR banks we are talking about

Yeah, I use Wells Fargo and we have one foreign customer that we receive product checks from and our bank will not all us to mobile deposit them regardless of amount.

Pain in the ass!

[unde0087]

Buckles, did they take you in the back and strip search you

[TheMoneyShot]

USA routing numbers are different than foreign routing numbers.

ATM's/Mobile Phone Deposits intentionally programmed not to accept these chks.

At first I really thought this was used to detour terrorism etc.

It's not the case. It's a measure used for the bnks to receive more "service fees" in cashing the chks for you.

They can "easily" credit your acct 1 business day with these foreign funds.

For the posters that still cash chks at bnks... I'd recommend finding a bank that you can talk 1 on 1 with a bnk manager... tell him/her that you sometimes receive foreign chks because of your work. Ask them if you open an acct with them... could you waive the fees for processing these chks and could you give me the funds in 1 business day?

One bnk that did this for me was Citizen's. They don't look at me weird... or anything like that... all smiles. In and out in 1 minute.

[unde0087]

Yeah, I use Wells Fargo and we have one foreign customer that we receive product checks from and our bank will not all us to mobile deposit them regardless of amount.

Pain in the ass!

Have to love Wells Fargo, bank needs to be bailed out every 4 years, scamming customers everywhere, but god forbid if a customer brings in a foreign check look out.

[pilebuck13]

BkofAma

[Fire in da hole]

Have to love Wells Fargo, bank needs to be bailed out every 4 years, scamming customers everywhere, but god forbid if a customer brings in a foreign check look out.

I agree with you. If it wasn't for my neighbor, who is a commercial banker and gives me the hook-up with tickets and loan rates, I would be elsewhere. But we look out for each other.

Don't forget the whole opening CC's in customers names without them knowing..

[USCPHILLYGUY]

ok I'll address the obvious elephant in the room

Pile gonna take a hundy from that 2k and turn pro

[Fire in da hole]

ok I'll address the obvious elephant in the room

Pile gonna take a hundy from that 2k and turn pro

[RoyBacon]

Use a credit union for offshore check deposits. They could care less.

Bingo. I was tossed from BkofAma for bitcoin transactions. Went to credit union and no more problems.

[unde0087]

I agree with you. If it wasn't for my neighbor, who is a commercial banker and gives me the hook-up with tickets and loan rates, I would be elsewhere. But we look out for each other.

Don't forget the whole opening CC's in customers names without them knowing..

That is what i meant by scamming customers. I used to bank there when I was in school but that bank is a fukin joke. They make bad decision after bad decision and their customers pay for it because they just randomly add fees on your account and continue to do so until you bitch about it. I can only imagine how many hundreds of millions they have stolen from customers that don't pay attention. Every time they need a bailout they pay for it with another random fee so after a couple years you have 2 to 3 fees that no one can explain on an account that should be fee free. Its a clown show and the greatest thing is any time you would go into a bank all the people would act so proud, even better, than you. Meanwhile, they are the laughing stock of banking. I like their new commercials trying to get some credibility back by says they will work harder good to know they weren't working that hard when I was member.

[Philmill]

BkofAma

BkofAma is the worst.... depositing cash and foreign checks.....

go to another bank Buckles....

[DiggityDaggityDo]

Buckles, did they take you in the back and strip search you

He asked them to.

They said not necessary.

[kidcudi92]

bitcoin and blockchain solves all this check problem shit

[Snowball]

yeah, might want to bank elsewhere.
local credit union or foreign.
I use Santander and TD Bank, neither are American.

Bitcoin, Blockchain I am more clueless than you
been putting that off still but probably not forever.

[badgerguy]

Credit Union is the correct answer

[lakerboy]

who the fuk goes into a bank anymore . Been to mine once in probably a year. Between mobile deposit and ATM never a need to

Exactly.

[pilebuck13]

Old school I guess. I still keep a balance of my checkbook