Watch Out When You Use Your Debit Card!!!!

[Mr KLC]

This is why I do cash transactions more and more. A lady confronts a kid that stole her debit card info the day before when she bought a coffee. Can't believe the thief owned up to it. I love how the thief says she is a good person.

[Booya711]

This is why I always use credit....the credit card company would just take it off my bill.

The people that reply and say that they never use credit is because they are fukking broke and have the credit score of seaweed's IQ...FACT

[zizoudane10]

This is why I always use credit....the credit card company would just take it off my bill.

The people that reply and say that they never use credit is because they are fukking broke and have the credit score of seaweed's IQ...FACT

Love cash, love card.
When I'm on vacation, I always have 100€ and card in pocket. Can always buy little stuff on markets or in cafes or restaurants that don't accept cards. If I see something bigger I'll use the card. If I get robbed (very unlikely), I lose 100, fukk cares.

[USCPHILLYGUY]

I get she's mad and upset but what language in front of her own kids

[mpaschal34]

I NEVER, NEVER use my debit card other than at my banks ATM. Too much risk.

[LordVodka]

This happened to me a few years ago but it was baffling because the thieves went to my actual bank and used the pin. How is that even possible?

The bank never told me what happened either but they gave me all the missing money.

[Booya711]

Love cash, love card.
When I'm on vacation, I always have 100€ and card in pocket. Can always buy little stuff on markets or in cafes or restaurants that don't accept cards. If I see something bigger I'll use the card. If I get robbed (very unlikely), I lose 100, fukk cares.

Zizzou gets it...carrying nothing but cash is even worse than debit

[The Kraken]

same happened to me

fukking russians stole my #, ordered $5k in leather iphone cases and it went through

So I called the US company in California that manufacturers these leather iphone cases, told the CS rep my dilemma, and she gives me the address to where they shipped the cases.

And wouldn't you know it, it's about 4 miles from my house.

So I load up my .45ACP and head that way, right into the fukking GHETTO of OKC. I call the cops and tell them I'm headed that way to confront these fukking thiefs, the cops try to talk me out of it and then say all they can do is turn it over to a detective but no one would be meeting me over there

So I show up and it's a fukking shanty, looks like BobbyWaves house. Dad and fat girl live there. When he opens the door I see about 100 boxes in the living room.

To make a really long story short, ends up the fat girl took a job on Craigslist. Her job is to receive UPS packages, and then relabel them and ship them to Russia

There was no point in pressing charges or going any further, this family had absolutely nothing. Any money they had I'm sure it went straight to dope.

So I spent about two hours drinking beer with the guy on his porch then took off

I tried to get a leather iphone case from him but he wasn't sure what was in the boxes

I ended up filing a fraud report with BkofAma, they covered the cost, took my story and that was it.

[jjgold]

[pavyracer]

I always pay with a check. Even for a pack of gum. Makes me practicing my calligraphy.

[reigle9]

This is why I always use credit....the credit card company would just take it off my bill.

The people that reply and say that they never use credit is because they are fukking broke and have the credit score of seaweed's IQ...FACT

Or your bank would with a debit card. I've had fraud on each and it's not a big deal overall.

[dlunc3]

Debit card should never be used unless you are taking money out

[GunShard]

I NEVER, NEVER use my debit card other than at my banks ATM. Too much risk.

Another reason not to use debit card are skimmers that will steal your card info.
It's a fake device that thieves attach to atms.






Knowledge is power. Imagination is power.

[TheMoneyShot]

Used CC's for 20 years of my life. Maybe once I remember an unauthorized charge on my acct. Make a phone call.... and it's cleared. Zero liability on your part.

Criminals can steal all they want. I don't give a fuk.

Whoever made the post about the D card compared to your CC. That's pretty smart. Oddly enough a lot of people do use a D Card... kind of foolish linked to your chk acct. Especially if you have a lot of $ in there.

[GunShard]

Yep, bigger issue when thieves steal your debit card info.

[konck]

This is why I do cash transactions more and more. A lady confronts a kid that stole her debit card info the day before when she bought a coffee. Can't believe the thief owned up to it. I love how the thief says she is a good person.

Count the F words with the kids in the car

[jjgold]

Rookie night

Don't put much in account that is linked to card

Use your fukkin head

[teaserpleaser]

I get she's mad and upset but what language in front of her own kids

Ghetto Mexicans you can tell by the accent... I thought that was so cal until she said I'm pressing charges.

[teaserpleaser]

I NEVER, NEVER use my debit card other than at my banks ATM. Too much risk.

B of A will cover it ... I had a fake debit card reader at a gas station they covered it

[teaserpleaser]

This happened to me a few years ago but it was baffling because the thieves went to my actual bank and used the pin. How is that even possible?

The bank never told me what happened either but they gave me all the missing money.

Yeah I'm not sure what guys are talking about a bank no covering fraud when using a dc.... Never even heard of that. That would be one shitty bank.

[teaserpleaser]

Or your bank would with a debit card. I've had fraud on each and it's not a big deal overall.

Yes

[mikewlgm]

Should have just dealt with it through the bank....why bother confronting the person?

[swordsandtequila]

Pay for everything with my PayPal M_C, including my cell phone bill. Pay balance at end of month. Get points on everything, redeem for cash back about every 3-4 months. I'm spending it anyway, might as well get some back.

[stealthyburrito]

Yeah I'm not sure what guys are talking about a bank no covering fraud when using a dc.... Never even heard of that. That would be one shitty bank.

Same. BofA is great at handling fraudulent charges. They even credit your account with the lost funds same day as you file, after giving your statement.

[jjgold]

This is a college thread I guess

I am out of it

Good luck

[Mr KLC]

Girl needs to go to jail. Damn identity thief!

[vividjohn45]

This is why I always use credit....the credit card company would just take it off my bill.

The people that reply and say that they never use credit is because they are fukking broke and have the credit score of seaweed's IQ...FACT

Or the size of booyas peter. Get that swag on. SW>BP

[vividjohn45]

I NEVER, NEVER use my debit card other than at my banks ATM. Too much risk.

Yah. It is risky.

[Waterstpub87]

As long as you have card in your possession, you are not liable for any fraudulent purchases on your debt card. Same as credit card.

PNC credited me within 5 minutes of me complaining about it.

[temple2010]

Another reason to use credit over debit is if you buy something you will receive double the warranty on the product or atleast 1 year. I bought a computer a few years back and the computer completely fried a month past the 1 year warrany, prob from too much porn. When you use a credit card the credit company extends the warranty an additional year so i got my money back from the credit card company.

[senseionline]

that cashier got bright future ahead of her serious crime you are penetrate but misdemeanor she will get help for job and subsidy from government agency that is how american government work

[scumbag]

Love cash, love card.
When I'm on vacation, I always have 100€ and card in pocket. Can always buy little stuff on markets or in cafes or restaurants that don't accept cards. If I see something bigger I'll use the card. If I get robbed (very unlikely), I lose 100, fukk cares.

thought you euros were moving towards a cashless society? i want no penetrating part of that. i like the anonymity of cash.

[zizoudane10]

thought you euros were moving towards a cashless society? i want no penetrating part of that. i like the anonymity of cash.

Mostly Scandinavian Countries. Sweden might be the biggest in it, but Denmark, Finnland, Iceland, Norway are nearly the same. Haven't been to Sweden in the last years, but in Denmark you can pay even smallest sums with card or app.
I used to like it, totally against it now. In countries like Italy, Spain, Portugal, Greece etc etc, people are paying over 3/4 with cash. So a cashless society is definitely nothing that is an immediate danger. Even in Sweden there are many voices who think otherwise recently. Germany is far from it. Few weeks ago I've been to a Café, wanted to pay with card and couldn't because they only accept cash there. Still loads oft smaller bars etc are cash only here, which can be annoying as well...

[grease lightnin]

I had this happen at the BMV. I didn't turn the lady in because I wasn't 100% sure. Cap1 notified me of fraud and gave me the money right back.

[rkelly110]

My c redit card was ripped off for 5k. I knew who did it. Company asked me if I wanted to press charges, I said yes.
Didn't have to pay and got a new card, but never heard anything about the charges I pressed.

Fraudulent charges is another reason why our interest is so high.