I had no idea what happened till I saw all these posts and then read about it. Brutal....my only concern now is we are so close to end of year that if the D bet does not come through we have no way to recover from it. But like you said that's "Gambling" and anyone who has been doing it for any length of time will learn that crazy sh#t can and will happen. Money management is key if your in for the long haul.