I have an account with heritage and it was just opened a couple months ago. I still have money in the account and Im actually up a small amount. I received a Happy Holidays from Heritage card in the mail with a scratch off. I scratched it off and won a $250 Heritage account. I guess I have a couple questions. Will they let me add this to my current account? Would they let me open a second account? There is no name or special code number on the card so can I just give this to someone to open an account (if they were to deny me because I already have an account)?