Sent an email to Heritage earlier requesting a 1k transfer to 5D. I had a response in less than 15 minutes and the transfer completed in an hour. Better yet, it was free of charge--unlike another A Book that charges $100 and up for Book to Book transfers. Heritage has been taking some hits on this forum of late, but they often go above and beyond for their clients and deserve to be recognized for it. Transferring funds these days is often a bitch for Americans, so it's much appreciated when Book does a fast, free B2B. Thanks, Heritage.