Hypothetically let's assume I have a 6 figure balance on 5dimes, and would like to move a majority of the funds to pinnacle. On their site, they say if you close your account they will issue an immediate refund, and re-opening your account is easy to do. If I close my account, am I running the risk of not receiving the money at all, or being told that there are issues with the processors and they cannot cut a check that large blah blah blah, and I end up getting screwed with for a few months? I do not mind paying the $40 per $3500 or whatever the current rate is. Do I have any better options? Does anyone have any experience with closing their 5dimes account? Any/all help is appreciated. Thanks.