Did they lose to an FCS team? At home? They played some bad teams, but they beat all of them, didn't they? Did VTech beat all of the bad teams they played? No, they lost at home to a 1-AA team.
Boise's only loss was a heartbreaker, on the road, to a good Nevada team. That was their only loss. They beat VTech straight up in Maryland. They not only beat VTech straight up, they also beat some teams which could compete in the crappy, totally overrated ACC.