1. #1
    JMobile
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    What kind of retirement plan do you guys have?

    I'm thinking about Roth IRA. Some of my friends say they just have the basic 401k.

    I'm trying to learn from the REAL old timers here who are retired and using a fortunate plan. Sammy, where you at, pal?

  2. #2
    krk1030
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    401k plan

    Up 21% this year

    Trump bump

  3. #3
    firedawg
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    Thrift savings plan

    A 401k basically

  4. #4
    maggiethebestdog
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    I'm tailing Thomorino

  5. #5
    RudyRuetigger
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    Lottery

    Powerball

    Sometimes mega millions

    Varies

    I like to divide it as to not put all eggs in 1 basket

  6. #6
    jjgold
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    None

    Lol

    Gamble it

  7. #7
    tony_come
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    Baseball cards

  8. #8
    Shute
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    Saloon

  9. #9
    RudyRuetigger
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    Quote Originally Posted by Shute View Post
    Saloon
    Bad move

    Nothing grows there

    Prolly a democrat?

  10. #10
    JMobile
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    Quote Originally Posted by Shute View Post
    Saloon
    This kid probably still wears pull up diapers. Feel sad for him. Lol

  11. #11
    brooks85
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    if you're under 40 you better not count on your IRA money being there. That's a suckers game.


    Get your money out(or stop putting any more in), get it to work in a regular account and cash out by 2040-2050 when things start getting very, very bad.

    buy land and guns

  12. #12
    firedawg
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    We have different funds mobile
    I think all are like that

    I do high risk

  13. #13
    JMobile
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    Quote Originally Posted by brooks85 View Post
    if you're under 40 you better not count on your IRA money being there. That's a suckers game.


    Get your money out(or stop putting any more in), get it to work and cash out by 2040-2050 when things start getting very, very bad.
    What account do you have? Show me the best rates.

  14. #14
    franklee168
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    Apple, Microsoft, Intel, BofA, Jdsu, Ge.
    Nomination(s):
    This post was nominated 1 time . To view the nominated thread please click here. People who nominated: brooks85

  15. #15
    brooks85
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    I have an IRA too but I just don't add any more money to it nor do I plan on it being worth anything by the time I'm 60. Governments love to steal their people's money so I'll have all mine spent on real assets before shit hits the fan.

  16. #16
    JMobile
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    Quote Originally Posted by brooks85 View Post
    I have an IRA too but I just don't add any more money to it nor do I plan on it being worth anything by the time I'm 60. Governments love to steal their people's money so you better have all yours spent up before shit hits the fan.
    I'm sure you have a different retirement account....I'm trying to learn.

  17. #17
    brooks85
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    Quote Originally Posted by JMobile View Post
    I'm sure you have a different retirement account....I'm trying to learn.
    no, I just have my IRA. My real retirement account(real gold and silver) is sitting in undisclosed places around my land like ron swanson.

  18. #18
    bigtymer56
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    Quote Originally Posted by brooks85 View Post
    no, I just have my IRA. My retirement account(real gold and silver) is sitting in undisclosed places around my land like ron swanson.
    so you only have an ira...

  19. #19
    Shute
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    got a financial adviser that handles all the accounts for me.
    401k, Roth, ira, SEP, elective deferral,HSA, 529, annuities, Coverdale esa, etc. I’ll set u up if you need some advice

  20. #20
    pilebuck13
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    Union retirement package as well as 401 matched investment...and a decent size lump fund when I retire think it's 40 cents a hour or something....can retire at 55. Have a few more low risk deals going as well hoping for housing crash so I can buy another piece of property.

  21. #21
    brooks85
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    Quote Originally Posted by bigtymer56 View Post
    so you only have an ira...
    yeah... anything else is wasted money but that makes sense since you obviously got suckered lol

    again, anyone if you're 40 and under counting on a retirement account the nicest way I can put it is you're a bagholder. Now we already know that is your role in life bigtymer. Trends.

  22. #22
    grease lightnin
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    If you have access to a retirement plan through your employer, contribute up to the full match. If you have a Roth option in your employer sponsored plan, try to put at least 50% of your contributions there and the rest in traditional pre-tax.

    If you don’t have a Roth option, contribute up to the match in your employer plan, and then add to a self directed Roth IRA next.

  23. #23
    Regul8er
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    I miss my 2-1 employer match when I worked in Higher Education. Nothing beat it.

  24. #24
    grease lightnin
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    And whatever you do—DO NOT listen to brooks. Fukkin hillbilly doesn’t know what the fukk he’s talking about.

  25. #25
    brooks85
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    ^lol the moron who made the most idiotic call on brexit... the same moron whose solution for debt problem is "hope"


    yeah grease, people really respect your posts on this forum hahahah

    Quote Originally Posted by franklee168 View Post
    Apple, Microsoft, Intel, BofA, Jdsu, Ge.
    this guy gets it. When USA turns to shit it won't matter especially when companies will likely be leaving the country.


    If you want a retirement where you can actually sleep at night, buy something the government can't take from you.

  26. #26
    grease lightnin
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    Jmobile are you self employed?

  27. #27
    grease lightnin
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    Quote Originally Posted by franklee168 View Post
    Apple, Microsoft, Intel, BofA, Jdsu, Ge.



    GE???????

    And brooks is right behind you

  28. #28
    Shute
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    On the subject,
    Never seen stock market move up like this in my lifetime.

  29. #29
    brooks85
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    Quote Originally Posted by bigtymer56 View Post
    so you only have an ira...
    notice bigtymer stfu real quick lol trends

    difference between bigtymer and grease is grease doesn't know he is an idiot. Bigtymer realizes it then shuts up. Trends.

  30. #30
    brooks85
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    Quote Originally Posted by grease lightnin View Post
    GE???????

    And brooks is right behind you
    grease proving he can never pick a winner. Trends. GE is exactly the kind of retirement you can count on you silly liberal moron; well just a liberal really

  31. #31
    chico2663
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    2 different 401k's, sep and little property. Don't trust govt to get roth. I believe when time comes they will change rules.

  32. #32
    grease lightnin
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    Quote Originally Posted by brooks85 View Post
    grease proving he can never pick a winner. Trends. GE is exactly the kind of retirement you can count on you silly liberal moron; well just a liberal really
    A winner?

    They just cut their dividend in half.

    Stay in your lane dumbfukk

  33. #33
    brooks85
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    ^lol even chico is more intelligent than grease.... yikes... bad night for grease

  34. #34
    brooks85
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    Quote Originally Posted by grease lightnin View Post
    A winner?

    They just cut their dividend in half.


    Stay in your lane dumbfukk
    lol yes they did which has nothing to do with 20-30 years from now you desperate idiot. In fact, what happened to price of the stock after? Again, you can never pick a penetrating winner. Have you noticed that? Now is the exact perfect time to buy GE for retirement account you liberal.

    They are all of a lot more reliable than the US government. Christ you're an idiot haha

  35. #35
    grease lightnin
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    Quote Originally Posted by brooks85 View Post
    lol yes they did which makes them an even better buy now. The company was losing money you dumb moron and they are all of a lot more reliable than the US government. Christ you're an idiot haha


    Buy it up moron.

    You had no idea it is down 50% over the last couple months until I just told you they are in trouble.

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