1. #1
    lakerboy
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    How much money do you save per month?

    Do you have any savings?

    I read lots of Americans don't even have $100 in the account.

    I see people using ************ to buy a coffee? Don't give me that point bullshit.

    You should have at least 6 months living expenses in your account.

  2. #2
    Sam Odom
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    $173 in pocket... thats it

  3. #3
    firedawg
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    325 bi weekly into savings

  4. #4
    Kermit
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    I always double pay my bills to stay ahead and keep enough money in my checking to last a few months. I always have at least a grand in cash in the house in case of an emergency.

  5. #5
    trytrytry
    All I do is trytrytry
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    $333 a month

  6. #6
    Auto Donk
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    using usc philly guy and funny b standards, oh, I'd say, around a million each month.....

  7. #7
    milwaukee mike
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    having more debt than savings is a sure way to remain a slave to the man

  8. #8
    BIGDAY
    angelman.org
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    My savings is in my freezer.

    This week I’ve saved 12Canada geese, 8 mallards, 5 Snow Geese and 1 gadwall.

    #LiveOffTheLand
    Points Awarded:

    ChuckyTheGoat gave BIGDAY 3 Betpoint(s) for this post.


  9. #9
    Sam Odom
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    any Sandhill Cranes in your area ?

    wonderful meat

  10. #10
    firedawg
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    Marsh Hens

  11. #11
    goofyre
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    Quote Originally Posted by lakerboy View Post
    Do you have any savings?

    I read lots of Americans don't even have $100 in the account.

    I see people using ************ to buy a coffee? Don't give me that point bullshit.

    You should have at least 6 months living expenses in your account.
    I have money in savings but still put everything on a credit card. That "point bullshit" has flown me to Seattle twice, Vegas twice, Minneapolis, New Orleans, Dallas and Denver all for $11 each in taxes in the last 2-3 years. I've still got about $4k worth of points left too.

    ************ are great for anyone who can handle their finances.

  12. #12
    Sam Odom
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    BigDay's Step Brother



  13. #13
    grease lightnin
    &
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    Quote Originally Posted by lakerboy View Post
    Do you have any savings?

    I read lots of Americans don't even have $100 in the account.

    I see people using ************ to buy a coffee? Don't give me that point bullshit.

    You should have at least 6 months living expenses in your account.



    It pays to put your coffee on your c c. You can get 5% back. Guaranteed return. Can’t get that in a savings acct.

  14. #14
    lakerboy
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    Most people who use ************ for small purchases like coffee are broke.

  15. #15
    lakerboy
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    Quote Originally Posted by grease lightnin View Post
    It pays to put your coffee on your c c. You can get 5% back. Guaranteed return. Can’t get that in a savings acct.
    Which card gives 5%back?

  16. #16
    RudyRuetigger
    Leave of absence until March Madness
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    I use my money to buy aluminum cans

    solid investment

  17. #17
    Sam Odom
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    Put $$$ on your Starbucks App with cash-back CC

    App pays you back (Bonus Stars) too with free food/drinks

  18. #18
    goofyre
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    Quote Originally Posted by lakerboy View Post
    Which card gives 5%back?
    Chase freedom has 5% back on different categories each quarter. And the UR points are worth almost 2x value if you don't use for cash back, but instead transfer to airline or hotel.

  19. #19
    funnyb25
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    Quote Originally Posted by lakerboy View Post
    Which card gives 5%back?
    New Discover is 5% back. Chase Amazon is 5% back on all amazon purchases which is huge for big amazon shoppers.

  20. #20
    Auto Donk
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    Quote Originally Posted by RudyRuetigger View Post
    I use my money to buy aluminum cans

    solid investment





  21. #21
    Regul8er
    Wordd
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    Barring no major expenses, I'm able to put about 1k into savings each month.

  22. #22
    biggie12
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    i get 4% laker on CIBC card i think its the best for us CADs

  23. #23
    JMobile
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    Quote Originally Posted by goofyre View Post
    Chase freedom has 5% back on different categories each quarter. And the UR points are worth almost 2x value if you don't use for cash back, but instead transfer to airline or hotel.
    How much is the annual renewal fee?

  24. #24
    lakerboy
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    Quote Originally Posted by biggie12 View Post
    i get 4% laker on CIBC card i think its the best for us CADs
    Oh is that right? I have mnba with 4

  25. #25
    goofyre
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    Quote Originally Posted by JMobile View Post
    How much is the annual renewal fee?
    Chase freedom is $0 annual fee.

  26. #26
    JMobile
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    Quote Originally Posted by goofyre View Post
    Chase freedom is $0 annual fee.
    What other fees do they have and is it 5% back on all purchases?

  27. #27
    2daBank
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    I spend it like I'll always have it. Always have, never mattered what I did or how much I made there no amount I can't squander!! Sometimes I wish I could be a squirrel like my fam but even when I do go on a stretch where I save up nice chunk (normally when I'm working too much to spend like crazy!) I eventually find new creative ways to blow it all!! My family my parachute, if bad times hit they always there to help me out cause they know im good for it!! One day I'll grow up maybe, probably not

  28. #28
    Auto Donk
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    another good investment is the buy 2 get one free....

    at this place:





    no annual fee.....

  29. #29
    Auto Donk
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    Quote Originally Posted by Sam Odom View Post
    any Sandhill Cranes in your area ?

    wonderful meat
    I once dropped one with my 7mm magnum that had just taken off in flight (a flock of about seven-eight of those lanky bastards was flying in each day and spookin' the deer out on a pipeline/sendero I was hunting on)... hit him right were the neck meets the breast, wasted no meat.....

    not too bad.... made a sandhill stew out of him..... and ended the problem of those pesky bastards spookin' deer, as the others never came back after that shit went down....

  30. #30
    MMANick
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    Quote Originally Posted by JMobile View Post
    What other fees do they have and is it 5% back on all purchases?
    No, it's 1% cash back on every purchase, but they do 5% cash back on different items every quarter. Gas stations, restaurants, movie theaters, grocery stores. Things like that.

  31. #31
    goofyre
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    Quote Originally Posted by JMobile View Post
    What other fees do they have and is it 5% back on all purchases?
    No fees. 5% on rotating categories every quarter, 1% everythign else. Do some light reading. https://applynow.chase.com/FlexAppWe...MSC=1514071448

  32. #32
    shadymcgrady
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    Why wouldn't someone use a cc or some sort of electronic device? It's 2017, cash is obsolete

  33. #33
    2daBank
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    Quote Originally Posted by shadymcgrady View Post
    Why wouldn't someone use a cc or some sort of electronic device? It's 2017, cash is obsolete
    Even my drug dealers take plastic!! Lol

  34. #34
    lakerboy
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    Quote Originally Posted by shadymcgrady View Post
    Why wouldn't someone use a cc or some sort of electronic device? It's 2017, cash is obsolete
    Simple answer. Most who do don't pay the full amount owing at the end of the billing cycle. Then they go into debt.

  35. #35
    Auto Donk
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    sandhill.....

    it's what's for dinner......




    275 yd shot, airborne, 7mm mag with 3x9 variable scope

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