This is real simple. If a team that is rated in the top 25 continues to win, they will climb. If they lose, they will drop. Same old caca. The thing to do is to keep a list of teams and count their losses. When those losses reach two, put a line through them as far as a playoff is concerned. If there are less than 4 teams lest at the end of the season, then add the two loss teams and join the cry for an 8 game playoff. It is that simple. I could care less if my team was ranked #50 in the nation, just as long as they do not lose a game.