Originally posted on 02/06/2011:

Some thoughts:

* Frizzelli is a solid customer - a top 5% borrower, IMO.
* VegasInsider and Carseller4 are different people.
* VegasInsider has been aggressive with loans this week, certainly, but in the normal way (trying to win big quickly & pay off). He is not the first person to do this and I have no reason to believe he'll stiff if he hits a bad patch of luck. Carseller, on the other hand, always pays incrementally win or lose. His motive is different - to enjoy the rush of gambling, not to try and win big.