If anyone will loan me 3000 points I'll payback 7 points per day and with 30 points from bloging. That makes total of around 80 points per week, and this mean 38 weeks for paying back. I promise I'll will payback, I won't go anywhere, because sbrforum.com is heaven placed on earth for buying free stuff (I want iPod Touch).


Ok, enough of sarcasm,

Everyday there is about 5 new threads asking for huge loans by people who have less than 50 posts and no credit history, no reputation and nothing.

No one, and really, NO ONE will give you HUGE loan without knowing you and your history of payments.

Because there is nothing written about taking loans I will write few short lines

- SBR points equals money
- no one will give you money for free without knowing if you can pay it back
- you need to prove yourself that you can be trusted with taking small loans (25 points) at the beginning and then (if you will need another loans) start with bigger loan, 50,80,100 and so on.
- more loans you payback more trusted user you become
- it helps if you are making you reputation in forums with capping and with other kind of contribution
- don't spend daily points in casino or sportsbook hoping that you will win, give the loan to the person you owe, write blog for points which you can spend the way you want
- be fair to persons who are giving you loans, if you go out for few days or on holidays let them know, they will understand and "froze" your loan status so that you won't get listed as stiff
- spend your points wisely so that maybe you could pay back faster and earn some new points so that you wont have to take new loan


I think this is it... if anyone has anything to add just add =)

THERE IS NO SUCH THING AS FREE MONEY!!! except fixed matches