Originally posted on 08/14/2018:

You could make a list of at least 25 posters who stiffed on loans who were "reputable" at the time they took them (meaning they paid back previous loans, were known members of the community, etc.).

People are good/reliable until they aren't.

wtt was a long time member. Ultimately stiffed for a large amount. williams (this goes way back) was a mainstay of the points forum for a while, ultimately stiffed over 1,000 points. Many more but I don't remember them all off hand. hels ran a CFB contest and stiffed over 1,000 points when shari banned him.

shaunovery stiffed several thousand.

astro disappeared inexplicably and stiffed a fantasy league. He had been posting a long time and repaid his loans in the past.

Then you have the stiffs still posting here.
Now I avoid loans generally with the exception of a few good guys, and I give those guys low interest because they've been reliable.

To give a shout out to those guys, Easy Rider, 5mike5, and Straight Cash have been good and reliable.