Originally posted on 08/16/2015:
You got that stiff badge for stiffing your loan with me.
...and I have, many times, told you to pay back 5k and we'll talk. Your inability and lack of desire to pay makes any offer from you worthless; until you start paying, there's no discussion of leniency.
Our loan is still open, looks like your borrowing career is closed until you resolve it.