Originally posted on 05/26/2013:

After you make it "back to zero" on this amount they are going to ding you negative again (not actually but functionally). My sources on the inside say that by keep stringing you along in 1k debits they get the benefit of the positive traffic you create AND they enforce the TOS against you. If they just ban you or hit you for 10k all at once they lose you. Plus by keeping you begging at the door they give you a taste of what you did to your lenders.

Thanks for playing!