I played in the early 2000s. It's doubtful there will be any bums out there. Guys I played with were cut from NFL rosters, practice squads, etc. They can play. Young guys will be looking to knock your d.ick in the dirt. If you have health problems then don't attempt it, you will get jacked up worse. Getting nailed into the wall is something you are never prepared for. The field is much smaller and easier to get blind sided, I don't care how much your head is on a swivel. Everything happens faster. If you were good enough to make it, then you have to have a 25 year olds cardiovascular system because you play both ways. Most guys have other jobs too. Unless things have changed, you need your own insurance. Those game checks are less than rent money. Stay home and bet on ball games.