-3.5 is a solid bet for the Niners. It isn't a lock by no means but solid.

Think the game is easier to cap bc of the injuries to qb's. This is how it will go.

#1 You know San Fran knew Smith wasn't going to play and Harbaugh knew Cutler is out. With that being said I'm sure he put a package together very similar to what we saw with his brother do last night against the Steelers. Leftwhich and Campbell are similar (bad). He will make this a field position game. It will be a field goal battle with a 2 td max.

#2 Honestly the Niners are a little better than the Bears. Not by a lot but slightly. The back up QB situation favors the Niners. I would much rather have an athletic QB in this situation. Capper is young and hungry and will put his head down to move the chains. Campbell will sit in the pocket and the Niners will stick 8 in the box.

BOL!

#3. Home field advantage still means something especially on a Monday Night.