I started betting 3 years ago and usually lost a lot in the beginning--so payouts did not matter!! A year and a half ago I started losing less and got ahead for awhile. So, mainly as a test, I did ask for and receive a payout from BetUS. There were hoops to jump through and a FedEx fee to pay but I did get the money. I hope to make enough money so that transaction/delivery fees will represent a small percentage.
Parlays can be placed online or by phone. I like to do it online so I can see how different point purchases play out.