1. #1
    NOYEBOY
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    1200 Consolidation loan

    Looking for a 1200 betpoints loan at reasonable terms. I am a good member of the SBR community (not a loan stiff). Looking to consolidate a loan from Russian Rocket and splash around at Poker and March Madness. I will use the 1200 to pay back remander of Rocket's loan (400 left to pay).

    I have a good credit history: 500 loan from BrainFreeze paid in 14 days + interest
    500 loan from MPASHAL34 paid in 3 days + interest
    600 loan from RussianRocket paid 203 of 600 so far.
    I dont post much but am on the site everyday, and currently stand second in wsop tourny promotion. Your points can be trusted with me. Looking to pay back in 90 days or less. Thanks for your time- NOYEBOY
    Points Awarded:

    BiTeMe UsAdOj gave NOYEBOY 1200 Betpoint(s) for this post.


  2. #2
    mpaschal34
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    definitely a recommended customer....would do the loan myself if i didn't go into the casino drunk last night and blow over 3000 points.

  3. #3
    BiTeMe UsAdOj
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    Write up some low interest terms you're comfortable with and I'm sure we can get this done

  4. #4
    NOYEBOY
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    terms

    Hey Bite thanks for the response. Not to good with interest rates but how about this:

    1200 for 1300 if paid within 30 days
    1200 for 1400 if paid within 60 days
    1200 for 1500 if paid within 90 days

    something along those lines?

  5. #5
    BiTeMe UsAdOj
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    Quote Originally Posted by NOYEBOY View Post
    Hey Bite thanks for the response. Not to good with interest rates but how about this:

    1200 for 1300 if paid within 30 days
    1200 for 1400 if paid within 60 days
    1200 for 1500 if paid within 90 days

    something along those lines?
    I'll amend in your favor and send pts

    We'll go:

    1200 for 1250 if paid within 30 days
    1200 for 1300 if paid within 60 days
    1200 for 1400 if paid within 90 days

    GL
    Points Awarded:

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    NOYEBOY gave BiTeMe UsAdOj 25 Betpoint(s) for this post.

    NOYEBOY gave BiTeMe UsAdOj 75 Betpoint(s) for this post.

    NOYEBOY gave BiTeMe UsAdOj 500 Betpoint(s) for this post.

    NOYEBOY gave BiTeMe UsAdOj 1700 Betpoint(s) for this post.

    NOYEBOY gave BiTeMe UsAdOj 112 Betpoint(s) for this post.


  6. #6
    NOYEBOY
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    Thank You so much Bite
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  7. #7
    BiTeMe UsAdOj
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    Quote Originally Posted by NOYEBOY View Post
    Looking for a 1200 betpoints loan at reasonable terms. I am a good member of the SBR community (not a loan stiff).
    This is a LIE.
    He's not a good member and he is, indeed, a loan pts stiff.

    Quote Originally Posted by NOYEBOY View Post
    Your points can be trusted with me.
    Another LIE.
    NO ONE trust this guy... and if you see him @ the poker tables, do me a favor and call him out for the stiff that he is.

    It's clowns like this that make you regret trying to do favors around here; as you see above, I amended IN HIS FAVOR and gave him 1200pts for very little interest. Never said a peep to him over these months, but knew when he didn't send a pt when he had ~800pts total in early June that this wasn't going to end well.

    Sent him a PM couple weeks ago asking him what's the plan; told him I didn't want any more interest and sending 12 a day was fine. Told him I'm easy to work with (as most all of you know) so get back to me with a plan and we'll work it out. Of course the asshat ignores it.

    What he NEVER ignores is signing on everyday and sending his pts to sportsbook. Your life has got to be pretty sad when you can't even be a man and live up to your word and pay back betpoints -- when you're living for those precious 12 everyday to bring some sort of excitement in your life and ruin your forum reputation over 12 big points everyday.... Well, Congrats, NOYEBOY, you've made it in life, pal.

    I sent him a followup PM to the first one and of course he ignored that one also.....

    Hey, as a lot of you know, I give plenty of pts away (SBR's Academy Award Winner 2 years running... "Most Generous")... as others do too being generous gifting pts round here... SO, it's not about the pts. It is, of course, about the principle of the matter. I despise DEADBEAT STIFFS. Irresponsible deadbeats not taking responsibility for their actions is a large part of the problems out here in the Real World.

    So, again, congrats NOYEBOY on stealing from me, champ. Kudos, stiffy. But just to prove it's not about the pts and I'm mad over the principle that you're a STIFFING ASSCLOWN and not the actual pts... if you ever decide to grow up and be a man of your word and pay back *what you owe*, I'll donate ALL 1200pts to BIGDAY's Angel charity. That is my word, and unlike yours, it's solid as a rock.

    So... now you can be proud and get your jollies in knowing you're not only stiffing ME, but BIGDAY's Angel charity, as well.

    You're a real winner, pal.
    (keep enjoying shipping those 12pts everyday that aren't even yours, champ)
    Points Awarded:

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  8. #8
    trytrytry
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    add NOYEBOY to the Stiff Sad list. NOYEBOY take care of your contract and commitments in the points forum. Also know the forum is quick to forgive once the right thing is done and loans paid up as agreed.
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  9. #9
    SharpAngles
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    Bump for stiffness....

    Plus, biter is from NY. They know how to handle these situations out there. I wouldn't mess around.

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  10. #10
    SharpAngles
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    I'd call Sal


    Sally Soldi recalls the first time he had to get aggressive with a client. He was 16 when a gas station owner in the Bronx refused to pay. So Soldi and his partner began staking out the place at 5:30 in the morning.

    “We jumped the owner and his mechanic as they walked in and made them turn on the pumps,” he remembers. “Then we tied them up, gagged them and put each one into a car trunk. That’s when my partner and I began pumping gas. We kept pumping it until we had the $6,000 he owed. Then we let him and his mechanic out of the trunk. They were still tied up, hopping around, as we drove away.”

    In case I have any doubts about the impact his presence can have on slow or elusive payers, Soldi pulls a long-barreled Colt 45 gun out from inside the waistband of his pants. Then he shows me a hat that has human teeth adorning the band above the brim. Gnarly and browning and definitely real, the teeth once belonged to people who failed to settle their debts quickly enough. “We didn’t want to break the arms and legs of guys because then they couldn’t work and couldn’t earn the money to pay back what they owed,” says Soldi, pointing out that such outlandish forms of retribution add drama to movies but do not work in the real world. “Instead, my friend Masio would have a wrench that he’d stick into the back of your mouth. He’d pull out a tooth. I’m assuming it was painful. I know that the guys didn’t want to have it happen again. It sent a message but at the same time allowed them to go to work the next day.”

    Things did not always go exactly as Soldi wanted. He admits that he served time behind bars, convicted of extortion, but most of the time, he adds, “Plaintiffs figured it was a good idea to call it a day. Most of them never made it to court.”

    While the bottom line for Soldi was always to get the job done and retrieve the money by whatever means necessary, he does pride himself on his ability to get creative. Like the time he walked into a deadbeat’s meat shop, perfectly dressed for the occasion in pristine butcher’s whites, and left with a side of beef as a partial payment. Or when he and a partner donned Con Ed uniforms in order to gain access to the Co-Op City apartment of a losing gambler who was poised to skip town with his wife. “His packed valise was on the bed,” remembers Soldi. “We hung him by his ankles, off of the edge of an 18-story balcony, and then he decided to give us our money. In the end he walked us downstairs before splitting—just like a banana.”

    Sally Soldi’s glory days as a collection man are behind him. But he still does the occasional job of delivering envelopes and picking up cash from gamblers. His last foray into this world took place just a few weeks before we spoke. Clearly, he loves recounting day-to-day life as a collector, trailing debtors to Yonkers Raceway and leaning on them as soon as they cashed in winning tickets, or waiting for guys on the docks of Miami gambling boats and getting heavy when the situation warranted it. “I miss the action,” he acknowledges. “What’s cool, though, is the adrenaline rush after the fact. That’s when we would go to somebody’s house for dinner or go out for stone crabs.”



    I'm tellin ya these NY boys are effective. Maybe biter can find Noyes car and siphon off 1200 points of gas.
    Points Awarded:

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  11. #11
    bobbywaves
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    Quote Originally Posted by NOYEBOY View Post
    Thank You so much Bite
    So you pay off a loan from this Russian loser who gets banned 1 month later, & now decide to stiff an active member who was willing to help you?

    Better not see you at my poker tables chump.

  12. #12
    BiTeMe UsAdOj
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    Thanks for the support, gentlemen. ^^


    Assclown signed on again today, natch, and ships the Angelman charity's points to sports book, per usual.

    He'll ignore this thread like he ignored my 2 PM's... (doesn't even extend the courtesy of a response)

    Just another selfish prick out for himself that doesn't give a shit about anyone else or doing the right thing.

    Feel sorry for anyone that has to deal with this irresponsible stiffing douche in Real Life.

    Other day he was clinging on to 2pts in sports book... whatta exciting life this guy leads.

    I'm gonna ship him 1pt now so hopefully he gets so excited when he ships it to SBR SB his blood pressure rises and he pops an aneurysm and keels over.....

  13. #13
    trytrytry
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    Yea I got a guy pipita17 who is just in it for himself and not interested in following through with the betpoints loan he was given. makes it seem like a big joke.....sad to see a guy will not take care of of his contract here. perhaps if a stumble or a delay a polite note or some respect for all of us who make this points forum possible and give much away.

    pipita17 loan with me going poorly not going well but has potential to turn it around unlike the clown you are dealing with here NOYEBOY.

    (i sent Noyeboy a little PM also on your behalf, lets see if he responds)

  14. #14
    BiTeMe UsAdOj
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    TY, Try ^^

    As an aside, as soon as SBR Store is back up & running, I'm gonna match Doggy's kind & thoughtful pts gift in post #7 and together we'll purchase a donation to Angelman (and I'll post the receipt here).

    TY, Doggy!


    Some really outstanding, honorable guys running around SBR and this fine forum... and I'm thankful for it, and it makes hanging around on SBR & poker worthwhile.

    Unfortunately, we're infected with too many selfish pricks that are dishonorable and are only here to "get over" and take whatever the hell they can take for their own selfish purposes. Forget the bad handicappers... these stiffing jackasses are the real losers in life. They really don't get it in the Big Picture sense.....
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  15. #15
    bobbywaves
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    For any cases with very well documented proof of a loan stiff, there should at least be a PM sent by an SBR mod to the offender. Basically threatening to close the stiff's account, if loan payments aren't made promptly. I'm only suggesting mods to get involved if there's documented proof of a stiff, such as this thread. It would only take a few seconds for a mod to copy & paste the same pre written PM message sent to all stiffs. There would obviously be results with this simple measure, either loans getting paid or stiffs banned. As it stands now lenders have no recourse, so why risk getting stiffed for nominal interest?

    The other issue is when a stiff leaves the forum to possibly attempt coming back under an alias, why are their accumulated pts just sitting in their dormant account? Why isn't their account closed & any pts promptly transferred to the person they stiffed?

    http://www.sportsbookreview.com/foru...-big-loan.html

    Is StudMLB's pts not rightfully mine SBR? A mod has most definitely seen the linked thread above & has somehow decided not to close Studs dormant account, nor transfer Stud's pts to me.

  16. #16
    astro61200
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    Wow, he really does send his 12 points to the book every day. Yet he is out of points again.

    I wish I could see his plays, instant fade material. He is awful.

  17. #17
    bobbywaves
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    Quote Originally Posted by astro61200 View Post
    Wow, he really does send his 12 points to the book every day. Yet he is out of points again.

    I wish I could see his plays, instant fade material. He is awful.
    Easy to lose 15 team parlays this idiot NOYEBOY is probably playing.

  18. #18
    astro61200
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    Quote Originally Posted by bobbywaves View Post
    Easy to lose 15 team parlays this idiot NOYEBOY is probably playing.
    That's true, I kind of figured that's what he was playing as well

  19. #19
    DGG23
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    sad ,very sad
    good luck BiTeMe UsAdOj
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  20. #20
    BiTeMe UsAdOj
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    Thanks for your comments/imput, gentlemen ^^... appreciated

    bobby, it'd be nice if SBR did something along those lines, but unfortunately, we'll never see that because from SBR's narrow viewpoint, pts sitting in a Stiff's dormant account are pts never to be used/redeemed. A win for them.

    A strong argument could be made, however, that by doing what you suggest, an official overall "tone" and policy for the site (directly from management) would be concretely established that NO STEALING/FRAUD OF POINT CURRENCY WILL BE ALLOWED... PERIOD.

    How would this be in SBR's best interest in the long run?... thus trumping the fact SBR gets to keep the points and the person ripped off doesn't get them --- well, a number of ways, actually, but let's just pick a glaring one right off the top of our heads:

    By setting that official policy, SBR would engender that most important of commodities... "The Benefit of the Doubt" (that they don't tolerate *any* fraud or even any hint of it, even down to betpoints). The Benefit of the Doubt is something SBR sure could have used in, oh, say the BeTiSlAnDs scandal, for instance. Pretty sure they took a harder financial hit from all those that left here b/c of THAT than the hit they might receive from losing some deadbeat point stiffs pts/offshore commission percentages. The point being: it firmly establishes, publicly, for all members, a *zero tolerance* for fraud. That would make most members very happy and would foster a confidence/belief in SBR.

    BTW, a BIG TY to Doggy & Illum One for helping in the purchase of this Angelman donation this morning.

    I see NOYEBOY The Thief took Angelman's pts this morning (yet again, as he does everyday) and quickly donked them off in the casino, per usual. Whatta asswipe......

    Thanks all for chiming in...


    Product Model Quantity Price Total
    $30 Angelman Donation 1 495 points 495 points
    Total Amount 495 points
    Total Savings 0 points
    Total Tax 0 points

    Date Added Status Comments
    7/8/2015 3:33:14 PM Ordered
    Last edited by BiTeMe UsAdOj; 07-08-15 at 04:00 PM.
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  21. #21
    JAKEPEAVY21
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    sorry to read this, bite...he seemed like a decent guy at the poker tables but his true colors are being shown now...

    I agree with the zero tolerance policy for frauds
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  22. #22
    bobbywaves
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    Quote Originally Posted by BiTeMe UsAdOj View Post
    A strong argument could be made, however, that by doing what you suggest, an official overall "tone" and policy for the site (directly from management) would be concretely established that NO STEALING/FRAUD OF POINT CURRENCY WILL BE ALLOWED... PERIOD.
    This would suffice. As it stands now SBR basically condones stiffing, when offenders don't suffer any consequences for their actions.
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  23. #23
    BiTeMe UsAdOj
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    Quote Originally Posted by bobbywaves View Post
    As it stands now SBR basically condones stiffing, when offenders don't suffer any consequences for their actions.
    True dat

    ADDENDUM: And upon reflection, what you say... and more.

    For the guys around here that contribute (with posts, pts to others with gifts/loans, etc. ), guys that respect, honor & obey not only SBR's rules but rules of common human decency... well, it's a bit disheartening to all those guys when they try to do everything right & honorable around here but aren't treated any better/differently by SBR than your common douchebag lowlife scammer/stiff (we can all plug in the names).

    We all see the scammer/stiffs go about their business care free, enter SBR contests like BTP & poker series ones, etc. No consequences for their deplorable actions. Really disheartening for the good guys to see and put up with and certainly diminishes SBR (to an extent) in the good guys' eyes.
    Last edited by BiTeMe UsAdOj; 07-08-15 at 12:30 PM.
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  24. #24
    SharpAngles
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    You boys are on a slippery slope complaining about this imo.

    Which is more likely in your opinions? A. SBR starts actively policing the loans and basically acting as debt collectors, or B. SBR says f this, too much drama, no more pt loaning allowed.

    Anyone loaning points should understand the risk being taken, and that it's a personal risk, not insured by any policy here at SBR. I've loaned cash at numerous casinos around LA and I'll guarantee no manager at any of those rooms would be interested in helping me collect the debt. Being stiffed is just a cost of doing business.

    Edit: that's not to say that a shame thread like this isn't a good idea. Pubilically shaming stiffs kills their credit and ability to borrow more which is a disaster.

  25. #25
    BiTeMe UsAdOj
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    Appreciate your perspective, Sharpy... but I believe your A & B are too polarized in the (either/or) department, IMHO.

    No one is suggesting SBR undertake a policing effort; we're talking about the obvious cases where evidence of scamming/fraud is biting anyone that can read in the ass.

    Ultimately, you're correct: it's a personal risk. But I think that's well understood and doesn't need clarification.
    Certainly there's room to discuss a middle-ground (like what bobby suggests with a copy/paste form letter to offenders, for instance), which not only requires very little effort, but can be argued would actually help both ends (SBR and posters) in the long run.

    And, agreed, shaming threads are often helpful in various ways -- current issue and even unforeseen future ways -- in and of themselves.

  26. #26
    downsouth
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    Best bet of what happens is honestly probably a third option where nothing is done. Since the beginning of the points system people have come along and wished things were done a certain way. Unforntunately, in 99% of instances nothing is done and doubtful anything will be going forward.

  27. #27
    Ra77er
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    Harsh way to look at it DS but probably the most realistic.

    I agree with Biter that obvious scammers should be banned but I don't think you can police that many people on a forum. You know they are probably just going to make different accounts or whatever so you are only creating more problems.

    I would not want to be in charge of that personally and whomever is....god bless.

  28. #28
    SharpAngles
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    Quote Originally Posted by BiTeMe UsAdOj View Post
    True dat

    ADDENDUM: And upon reflection, what you say... and more.

    For the guys around here that contribute (with posts, pts to others with gifts/loans, etc. ), guys that respect, honor & obey not only SBR's rules but rules of common human decency... well, it's a bit disheartening to all those guys when they try to do everything right & honorable around here but aren't treated any better/differently by SBR than your common douchebag lowlife scammer/stiff (we can all plug in the names).

    We all see the scammer/stiffs go about their business care free, enter SBR contests like BTP & poker series ones, etc. No consequences for their deplorable actions. Really disheartening for the good guys to see and put up with and certainly diminishes SBR (to an extent) in the good guys' eyes.
    Biter I'm with you in spirit but replace SBR with "poker" or even "gambling" above and it's the same no matter where you are. The good guys get sht on and the bad guys f around cause it's business as usual. Erick "EDog" Lindgren owes 8 figures around the world, yet is sitting on a 75k stack in the ME right now. Chino Rheem is widely known as one of the biggest stiffs around and played the same day as Lindgren. It's sad but true this is the world we participate in.

    Quote Originally Posted by downsouth View Post
    Best bet of what happens is honestly probably a third option where nothing is done. Since the beginning of the points system people have come along and wished things were done a certain way. Unforntunately, in 99% of instances nothing is done and doubtful anything will be going forward.
    SBRs silence can be frustrating but this is the one spot they should ignore it. It always has been and will be up to the community to deal with these matters. Whether here at SBR or in the gambling community as a whole.

  29. #29
    bobbywaves
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    Quote Originally Posted by downsouth View Post
    Unforntunately, in 99% of instances nothing is done and doubtful anything will be going forward.
    True, that's why I don't lend as much. Until something is done, prospective borrowers will have to meet strict criteria to even qualify for a loan at the Bank of Waves:

    1) No prior slow pays or stiffs, perfect credit history.
    2) No outstanding loans, unless consolidating.
    3) Must be a respected poker player, with proven ability to generate pts.
    4) Must be an active member, with long history of logging in every day.

    Following these four guidelines should keep risk to a minimum, until SBR decides to permanently fix stiff problem by acting on suggestions previously mentioned.

  30. #30
    horja1
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    Quote Originally Posted by bobbywaves View Post
    True, that's why I don't lend as much. Until something is done, prospective borrowers will have to meet strict criteria to even qualify for a loan at the Bank of Waves:

    1) No prior slow pays or stiffs, perfect credit history.
    2) No outstanding loans, unless consolidating.
    3) Must be a respected poker player, with proven ability to generate pts.
    4) Must be an active member, with long history of logging in every day.

    Following these four guidelines should keep risk to a minimum, until SBR decides to permanently fix stiff problem by acting on suggestions previously mentioned.
    so, what's the rate for a 20k loan?

  31. #31
    bobbywaves
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    Quote Originally Posted by SharpAngles View Post
    Which is more likely in your opinions? A. SBR starts actively policing the loans and basically acting as debt collectors, or B. SBR says f this, too much drama, no more pt loaning allowed.
    I'm hoping for A, why not hire a mod for this sole purpose?

    But if it's B, it doesn't effect me. The only people requesting loans are broke dikks who can't generate on their own, or impatient folks who want something now & can't afford it...I don't fall into either category.

  32. #32
    downsouth
    Bobbywaves is a stiff
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    It definitely gets tough. I made a decent amount of points back in the day but also had some nasty stiff jobs. Varied from posters that with hindsight it kinda made sense to guys you would have never guessed. Again, I made points but if I had back most of my stiff jobs its probably close to $1000 worth of gift cards over the years. Have to remember 3 years ago or so there was a lot more point activity in this subforum and myself and DNGF made a bunch of loans.

  33. #33
    downsouth
    Bobbywaves is a stiff
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    Quote Originally Posted by bobbywaves View Post
    I'm hoping for A, why not hire a mod for this sole purpose?

    But if it's B, it doesn't effect me. The only people requesting loans are broke dikks who can't generate on their own, or impatient folks who want something now & can't afford it...I don't fall into either category.
    Won't happen, people have offered to do it for free. Heck, I got involved in one point transaction and got my head bit off for it.

    People borrow for different reasons, in that respect its like the real world and why people borrow and leverage cash and assets.

  34. #34
    BiTeMe UsAdOj
    Profundity
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    Quote Originally Posted by SharpAngles View Post
    It's sad but true this is the world we participate in.
    Yeah, no one's naive... we get it.
    BUT, doesn't mean some practical solutions that could be easily implemented can't be discussed and offered up for consideration, particularly when SBR and posters would more than likely benefit, long-term.

    I'm just not the "well, this is just the way it is and always has been and always will be" type; I think next to any problem has some sort of ameliorating solution (if creativity is involved).

    You were very vocal about wanting AntFather removed from the last poker series (appropriately, I agreed). Things CAN be implemented, followed through on and got done, relatively easily. Unfortunately, the easiest path is just to ignore it... which is pretty much SBR's S.O.P.

    The beauty you have with SBR is we're a captive audience (unlike the examples you gave w/Lindgren & Rheem, as they're free to roam all over the world)...so, way more easy to control scammers/stiffs here than out in real world like those assclowns. All it takes is the WILL to do it. Easy peasy, actually.

    What would be so hard to ban all obvious/documented evidence (in threads and elsewhere) stiffies/scammers from all SBR contests until the stiffy makes good? Uh, nothing, actually. Just have to want to do it here, is all.

    As an aside, I've now adopted a page from the great yizzer in my status tagline.
    Good ideas should always be implemented.

  35. #35
    SharpAngles
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    All I'm saying is there are way bigger issues around here and this should be at the bottom of the list with SBRs apparent lack of manpower to fix things. Scammers gonna Scam no matter what policies are put into place and 100% will find a way to keep going. Ridiculously easy to change your "identity" and redo the cycle on the next mark. Not to say you or anyone heres a mark bite, in fact you'd be the last guy I stiffed cause I'd lose sleep over what kind of perverted justice you'd come up with

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