With all these books going down all the time with millions of dollars .. Why doesn't someone capitalize on this business idea? Just like car insurance we have assets in these books.. Third party that provides us safety incase some site ever goes under? The prices would obviously be different per month depending on your bet size BUT people that put $200k into books should have no problem buying a monthly insurance. Insurance company will profit in the end because 95% of books don't go down and they can deny whomever they feel like and the consumer will never have to worry about losing his assets .