Who says I never take favorites? See I have ONE so far in CFB this week. And I actually got Toledo -7 before the move But with that said, I think Toledo is playable as long as the line stays in the single-digits. Navy is typical Navy, averaging over 200 rushing yards and around 100 passing yards per game. Middies are not a team equipped to come from behind, and I could potentially see Rockets building a big early lead here with their balanced offense. Remember that Toledo covered the spread at Florida and gained a push at Missouri this year, and they are a fairly decent 42nd in the country against the run, which looks more impressive given their non-conference schedule and is really all that matters vs. Navy. Game is on ESPNews Saturday at 12:00 Noon ET.