Oh look, not even a new excuse
So let's recap: you're extremely confident you'll beat me, had no problem taking 29k from me last year...but because these points seem to be the majority of your "retirement" income (not counting low-income subsidies), you assume that your inability to afford things means I can't as well? When you offered me a 29k wager at the beginning of the year, what was different? You should really put some effort into these excuses of yours bobbo, the old ones still don't make any sense
Looks like you're still not able to read...I know you don't seem to have a problem making yourself look foolish here (maybe you just want the attention like CS4? who knows), but acknowledging a reading disability would probably let us be more patient with you. However, you'd need to understand your limitations, and accept that people without disabilities can comprehend these things, and you should listen to them when they try to show you how to understand the words.
Summarizing: you're either assuming you know what I can afford (which you don't, as you're clearly not even able to understand my clearly visible points history) or (most likely) you're simply making another excuse to avoid losing too much.
15k minimum is my offer, will go as high as 30k....I'm not unemployed like you, and I have higher aspirations in life than qualifying for low-income subsidies...3k is simply not worth putting an effort in to try to play often. Obtaining the points isn't a problem, no matter how much you pretend it is. If you're scared, just say so and I'll stop bugging you about it; I understand your need to have a "high score" to feel like a winner and will happily let you do so in silence, so long as you don't try to claim that you're better than someone despite all available evidence to the contrary.