Points will be used to renew pro membership as well bet on the NFL in the sportsbook. I have taken out multiple loans previously with the largest being at 3k which I paid back in 2 months. I play the daily poker tournies and hopefully will do well in BTP as well as the sportsbook. and of course trivia, I always cash out after the 2nd question. I generate points at a fairly quick rate and I am hoping to be able to pay back the loan within 3 months.