I owe DS 499, would like to pay that off, i know that people work together so might not work out but figured I would throw it out there. Have been making payments regulary, also am not a ban risk which some loaners have said before. Think I have relaxed considerably, would really appreciatte someone to give me a shot, if you have strict terms let me know and i will see if that is something I could live up to. If not all good BOL.