Cant do it as a loan because I owe too much.
Itd be for 600 points.
I think 60/40 your way is best I would do, til we reach 1600 or 0. that's 1200 sent back to you and 400 for me.
If I lose, ill try to send about 300 points throughout the year but im not obligated.
pretty sure I wont get anyone but I figure its worth a shot because I am bored and cannot gamble cash right now