Got letter in the mail from Citi bank saying that as of Nov 30 rates on ************ will go up to 29 percent I'm opting out tomorrow its bad enough when you pay these guys then they hike you're rate 103percent then expect you to pay that shit on top of all they didn't we bail these ****s out on the backend now they want thirty percent on the front end plus a $10 cash advance fee on top of whatever the atm charges you then they want you to sign up for a 10 percent reimbursement program on you're balance with that hike you still are paying 26 percent on your money.I just want to get the word put you know a bank is in trouble when they have to charge a default rate on people who don't default opt people while you can you would be stupid to take the default rate plus they hiked annual fees from 80-100 dollars plus they are dumping gas station ************ altogether