[Mitchell88]

I'm capping this at 12 k. Enough bullshit. As long as I pay you in the next week you get 12k. POLI upload to skrill not working is not my fault. SBR only uses skrill so I have to deal with that stupid British site. I can post every single error message I've gotten from them in the past three days in this thread. 12k is fair . I want another week. You go to 14 k after that I have no problem. This past weekend happenings has been out of my control. Most if the forum knows why you weren't paid the following week on this loan. So if you demand 14 k before march 10th I cannot pay this. You are British right? I'll give you my skrill Id and you can go there yourself and ask how many times I tried to upload funds into their piece of shit site. Now I have to do a wire manually.

why has skrill been so messed up? SBR has no other options...weak

[MD]

Wulf? Update?

[MD]

15177 owed. Willing to knock off some interest if you pay soon.

[Wulfman14]

i dont know how much interest you are willing to knock off. i sent 13k and you know my hardships . its up to you to call it square .

[MD]

How about 14K and we're square? That's 1200 off the interest.

[MD]

Oh, also, the guys who talked shit about you have a lot of crow to eat.

[Wulfman14]

I took care of you first because of the terms on this loan. Terms made before my pro status was taken from me and I was reduced to being a non pro for three weeks unexpectedly. Story doesn't end there. I borrowed 6 k. You got 13 k man. Be fair. I got other people to pay off still.

[Triple_D_Bet]

I took care of you first because of the terms on this loan. Terms made before my pro status was taken from me and I was reduced to being a non pro for three weeks unexpectedly. Story doesn't end there. I borrowed 6 k. You got 13 k man. Be fair. I got other people to pay off still.

MD has been pretty patient and fair for a while, and even though stuff happened it wasn't his fault...nothing unfair about that. Might as well pay the debt off on terms and be done with it

[MD]

I took care of you first because of the terms on this loan. Terms made before my pro status was taken from me and I was reduced to being a non pro for three weeks unexpectedly. Story doesn't end there. I borrowed 6 k. You got 13 k man. Be fair. I got other people to pay off still.

We had two separate instances where you asked me to freeze interest and cut some points off for a set period of time and I wasn't paid in either instance, yet I'm still cutting a decent amount (1200 or so) of points off. That's being pretty damn fair, I think.

Hope you get your other lenders paid off soon, buddy. Thanks for not stiffing me, you're a good guy.

[Wulfman14]

MD has been pretty patient and fair for a while, and even though stuff happened it wasn't his fault...nothing unfair about that. Might as well pay the debt off on terms and be done with it

you are entitled to your opinion. your own borrower came into this thread and illustrated that when he (my friend realmadrid) was a non pro for several months you worked with him. dont know if you should be coming in here dictating what my lender should and should not get. i have info i rather not share that is the main reason MD was promised payment in a week. i had points coming to me . no they were not MD's fault one bit but I feel for the 6k loan he has been more then reimbursed despite my obstacles. most of my lenders have given me double the amount and received half the interest. terms are written but they are not in black and white. there is a grey area in life and as long as the right thing is done , it should be met with understanding. the terms of this loan were ridiculous. im not an idiot . obviously i agreed to the terms because i had something coming and had no plans on paying the 4%. im not blaiming anybody but i feel the appropriate amount has been reimbursed. i even lost my pro status for a few weeks. you tripled gave understanding to realmadrid who came into this thread and told MD to take it easy a bit because even people of honor run into problems in life yet you come here and tell me terms are terms ? sorry but 98% of people would have run away from this after my problems and the other 2% would not have given 13k. i cannot give 14k. if we went by EXACT terms this would be over 20k right now. if im delivering something like a heart to somebody and i get into an accident , the heart is not delivered and the person who was supposed to get the heart dies, there was no ulterior motive on my part. i did not kill that person. i cannot be held responsible. knowing myself i would feel guilty even still but i cannot be held to blame that you didnt do what you were supposed to do and what was the terms of your job. i fully wanted to and something happened where i couldnt fulfill it. i think paying this amount is the equivalent to me ripping out my own heart and giving it to MD lmao. i have done more then enough. MD is a friend and it seems he has agreed that we are square.

[Wulfman14]

this is indeed a matter of opinion that even a judge wouldnt be able to rule on after he knew all the facts. so MD asked for 12k i gave him 13k . i expected he would be happy. i am not giving more due to decisions made against me that were not my fault or MD's. it doesnt mean i should be penalized and MD benefited.

[Wulfman14]

We had two separate instances where you asked me to freeze interest and cut some points off for a set period of time and I wasn't paid in either instance, yet I'm still cutting a decent amount (1200 or so) of points off. That's being pretty damn fair, I think.

Hope you get your other lenders paid off soon, buddy. Thanks for not stiffing me, you're a good guy.

you are getting what i deem appropriate for all that has happened. you showed a bit of generosity , not much. you are not a veteran lender. you dont know how flexible lenders are here. cutting 1200 is not much man. you were fair and i believe what i paid was fair.

you dont have to say thanks for not stiffing you because that is the last thing i would do to anyone. i believe you are a decent fellow as well. and have been accomodating based on the terms but could budge a little more in the future. be less imposing esp when i furnished proof that my skrill was not going through and they were sending me letters. and ive told you only about 70% of what really happened and why i didnt pay you the following week.

despite what one does not everyone is ever going to be happy. thats just life. ive done what i was supposed to do. browse through the threads in the points forum all the way to last year. see how many stiffs there are and there reasons for not paying . still once in a blue moon they come back and pay and are given the benefit of doubt despite their reasons being a bit ludicrous if you ask me . mine are more then legit. and i have all the proof if really pushed on this. let sleeping dogs lie.

[MD]

I understand what you're saying, but:

i am not giving more due to decisions made against me that were not my fault or MD's. it doesnt mean i should be penalized and MD benefited.

That's exactly it; it's me who is being penalized here, not you. The point that I was making is that I gave you pretty much all of my points with the expectation of receiving them back in a week at most. It took six months, and in that time I would have made many more points simply by wagering them.

I understand your position, but please try to understand my position also, that being the fact that I am in effect being penalized for the slowpay. You say "you showed a bit of generosity, not much", but I set up those terms specifically in case you excessively slow-paid me, and then when you did slowpay me, you decided not to follow the terms anyway and just pay what you feel like, which I think I've been pretty decent about and haven't made a big deal out of, despite you refusing to pay almost 25% of the interest. This arrangement didn't work out well for either of us, and I'd appreciate if you didn't speak as if I've benefited massively from your misfortune. That sort of rubs me the wrong way, I think I've been charitable and understanding here man, and I never called you a stiff or a scammer even when the one week loan took six months.

Not angry or anything like that, just want to make my feelings on the matter clear - best of luck on your wagers this week.

[tto827]

MD must be a gambling god if he can more than double his investment in 6 months and that's what he'd have to do to make more wagering then he did off Wulf.

Weird situation overall and don't think either of you are right or wrong with how you feel, just think its a tad ridiculous you're side is based off you stating that a 100% return over 6 months is unsatisfactory. That legit? Fukk points, can I invest some cash with you?

[MD]

MD must be a gambling god if he can more than double his investment in 6 months and that's what he'd have to do to make more wagering then he did off Wulf.

Weird situation overall and don't think either of you are right or wrong with how you feel, just think its a tad ridiculous you're side is based off you stating that a 100% return over 6 months is unsatisfactory. That legit? Fukk points, can I invest some cash with you?

I have 4500 points in the sportsbook. Six months of 12 points a day (30 x 6 x 12) equals 2160. Gave Wulf, to my knowledge, pretty much every point I owned at the time. Do the math.

So yeah, it's pretty possible, especially when you're aggressive with betpoints, as I am. If you have an edge, doubling 6000 betpoints in six months is very achievable. If you want to think differently, feel free to.

[Wulfman14]

So another 1 k and all these things disappear? 2k? 3 k? Where does it end exactly. Listen only you know what gets you would have or would not have made during this ordeal . Whether you would've cashed out , made it into 15 k ( I doubt it) or 40 k or lost everything. You are super aggressive usually translates to losing your roll , believe me I know. But again only you know whether or not in this period you would have busted or tripled the 6 k you gave me because you PMed me several times asking for those points saying there is a big MMA card you'd like to bet. I wish I had asked who you were going to bet. Maybe you busted by now and I saved you from losing your shirt. And again maybe you would've tripled up. But since I've dealt with you I have never seen your points balance above 10 k. And we've been doing loans now for the past year or more ? So forgive me if I have a hard time believing you would have more then 13 k right now . You have always hovered around 5-7 k since I've done business with you.


Only you know whether you would have benefited or not because only you know what you would have bet on and admitted yourself you are super aggressive with these betpoints. That doesn't translate to long term profit. I decided not to follow the terms to the T because if circumstances not because I didn't want to pay you. I told you let sleeping dogs lie because if you really want to know what happened then talk to admin ok?
Pay what I feel like? So I'm supposed to pay whatever you say because I was in an accident delivering the heart to the hospital ? That I was in an accident and had a legitimate reason why I didn't pay you the following week, but I have to pay what you decide is fair. You know what would be fair? 6k plus one weeks interest because that "accident" was not able to be seen by me. I am not a psychic. But still you got 13 k and besides the other reasons you pointed out yourself , again please understand why we find it hard to believe you would have 13 k right now and not 6 k or less or busted out.

This event didn't work out well I agree. How badly it went for you, only you know. If I could read minds I'd read your and see what bets you would've placed in the past 6 months , and calculated your balance at this point. 90% sure it wouldn't be 13 k. But only you know that. Unfortunately I cannot read minds. Now your saying I paid what I feel like and went by my term, as I said there was no black and white on this one . How do you come up with a number that suits you and makes up for the incidents that prevented me from paying you. I came up with a number. Your number is 1 k greater. And I'm pretty sure whatever number I came up with , yours would be higher. As I told you there are people that have loaned me double what you did and are making not even half the interest you have so yes you did benefit from this misfortune unless you hit over 70% in the last 6 months in the SBR book being super aggressive with your 6 k betpoints. And with a 500 point limit on matches in the SBR book.

Maybe be you would've tripled up, small chance but maybe if I paid you in a week you would've made a killing. If that is true then because of incidents I couldn't control you should determine how much you get? No I don't think so sorry.

[MD]

So another 1 k and all these things disappear? 2k? 3 k? Where does it end exactly. Listen only you know what gets you would have or would not have made during this ordeal . Whether you would've cashed out , made it into 15 k ( I doubt it) or 40 k or lost everything. You are super aggressive usually translates to losing your roll , believe me I know. But again only you know whether or not in this period you would have busted or tripled the 6 k you gave me because you PMed me several times asking for those points saying there is a big MMA card you'd like to bet. I wish I had asked who you were going to bet. Maybe you busted by now and I saved you from losing your shirt. And again maybe you would've tripled up. But since I've dealt with you I have never seen your points balance above 10 k. And we've been doing loans now for the past year or more ? So forgive me if I have a hard time believing you would have more then 13 k right now . You have always hovered around 5-7 k since I've done business with you.


Only you know whether you would have benefited or not because only you know what you would have bet on and admitted yourself you are super aggressive with these betpoints. That doesn't translate to long term profit. I decided not to follow the terms to the T because if circumstances not because I didn't want to pay you. I told you let sleeping dogs lie because if you really want to know what happened then talk to admin ok?
Pay what I feel like? So I'm supposed to pay whatever you say because I was in an accident delivering the heart to the hospital ? That I was in an accident and had a legitimate reason why I didn't pay you the following week, but I have to pay what you decide is fair. You know what would be fair? 6k plus one weeks interest because that "accident" was not able to be seen by me. I am not a psychic. But still you got 13 k and besides the other reasons you pointed out yourself , again please understand why we find it hard to believe you would have 13 k right now and not 6 k or less or busted out.

This event didn't work out well I agree. How badly it went for you, only you know. If I could read minds I'd read your and see what bets you would've placed in the past 6 months , and calculated your balance at this point. 90% sure it wouldn't be 13 k. But only you know that. Unfortunately I cannot read minds. Now your saying I paid what I feel like and went by my term, as I said there was no black and white on this one . How do you come up with a number that suits you and makes up for the incidents that prevented me from paying you. I came up with a number. Your number is 1 k greater. And I'm pretty sure whatever number I came up with , yours would be higher. As I told you there are people that have loaned me double what you did and are making not even half the interest you have so yes you did benefit from this misfortune unless you hit over 70% in the last 6 months in the SBR book being super aggressive with your 6 k betpoints. And with a 500 point limit on matches in the SBR book.

Maybe be you would've tripled up, small chance but maybe if I paid you in a week you would've made a killing. If that is true then because of incidents I couldn't control you should determine how much you get? No I don't think so sorry.

As far as bets go, I wasn't saying that I deserve more points because of bets I would have made, that's silly. Most bettors are losers in the long term, I'd never use what I would have or could have won as a measurement of how much interest you should pay. That would be ridiculous.

You're completely missing the point, though. You're acting as if I'm pulling a number out of my ass as to how much you should pay; we had a deal, with terms, and you have decided that you're not following the terms and are instead just paying whatever you feel like. The fact of the matter is that you turned a one week loan into a six month loan, you agreed to a certain level of interest, and are now acting as if I'm a douchebag who's penalizing you because I am not cutting off enough interest to make you happy. That is ridiculous, Wulf. I don't even care about the 1K points, you can keep them, consider the loan square, but I don't like your attitude here at all. Make no mistake: You owe me over 15000 points, according to the terms that you agreed to. The reason that you're only paying 13000 is because I said that it was all right and cut you some slack, for almost 25% of the interest that you owed me. We made those terms for a reason, because I was worried that you would slow pay me, and you did. And when you did, I still knocked off a sizeable chunk of the interest.

The amount that you owe me, according to our terms, is there in black and white. You can go back and tally it if you wish. I'm agreeing to knock off 2200 points, when I have no obligation to, because I know that you were in a bad spot and were in some awkward circumstances. I'd appreciate it if you stopped acting as if I'm just pulling numbers out of my ass as to how much you should pay me back. I've been more than fair, and acting as if I'm trying to take advantage of your shitty situation is dirty of you to do. I don't wish badly on you, whatsoever, and I have no desire to see you in a bad spot. To reiterate: we had a deal, with terms, and I'm letting you pay significantly less than we agreed to. I'd appreciate it greatly if you'd stop acting as if that isn't the case. I think I've been very patient and very fair with you.

Loan is paid as far as I'm concerned. Hope you do well in your bets, enjoy the rest of your evening.

[Wulfman14]

Do you know what the first thought was when I hit that parlay, not what will I buy from the store, or who to gamble on tommorow, but yeses now I can pay off Miami and md. I don't care what you cut off man. Based on my circumstances you showed a bit if flexibility and could've shown more after all I told you. Not even telling you the most crucial reason all this happened. I don't think your taking advantage if me but I do believe you are being a bit rigid and not understanding my point if view. You want 1000 and this would all go away. If I offered 15 k you would've asked for 16 k. Don't deny it ok we all know it to be true. No matter what amount I came back with you would've wanted more. I gave you what I deemed satisfactory based on my problems and obstacles, and also taking into consideration our terms. I'm in construction right now, do you know how many contacts are simply terminated just because . How much material, time, money , manpower is wasted? Things happen in life , it's not black and white is what I'm trying to say.

I got nothing else to say man. I'm not raggin on ya. I am telling you my opinions . You say the loan is paid and I thank you for not pushing on the 1 k even though it really mean nothing to me. I just want to state why I paid what I did and not a point more. When I pay off my other lenders I'll ship you another 500 because if your upstanding understanding on this matter. Terms are terms, but life sometimes dictates otherwise is what I'm trying to say. Again I bring my heart transplant analogy in play shit happens . I hope you turn that 13 k into a roll like you did in this thread

Not evening here but have a good one.

[MD]

Do you know what the first thought was when I hit that parlay, not what will I buy from the store, or who to gamble on tommorow, but yeses now I can pay off Miami and md. I don't care what you cut off man. Based on my circumstances you showed a bit if flexibility and could've shown more after all I told you. Not even telling you the most crucial reason all this happened. I don't think your taking advantage if me but I do believe you are being a bit rigid and not understanding my point if view. You want 1000 and this would all go away. If I offered 15 k you would've asked for 16 k. Don't deny it ok we all know it to be true. No matter what amount I came back with you would've wanted more. I gave you what I deemed satisfactory based on my problems and obstacles, and also taking into consideration our terms. I'm in construction right now, do you know how many contacts are simply terminated just because . How much material, time, money , manpower is wasted? Things happen in life , it's not black and white is what I'm trying to say.

I got nothing else to say man. I'm not raggin on ya. I am telling you my opinions . You say the loan is paid and I thank you for not pushing on the 1 k even though it really mean nothing to me. I just want to state why I paid what I did and not a point more. When I pay off my other lenders I'll ship you another 500 because if your upstanding understanding on this matter. Terms are terms, but life sometimes dictates otherwise is what I'm trying to say. Again I bring my heart transplant analogy in play shit happens . I hope you turn that 13 k into a roll like you did in this thread

Not evening here but have a good one.

This is the part that I have an issue with. I've updated this thread over and over with how much is owed. There are dozens of posts in here that consist simply of me updating on how much was owed per the terms of the loan, and it was around 15200 when you paid. The reason that I said 14000 was because that would be cutting off 1200 points of interest, which I thought was fair considering the circumstances and the two previous cases of me freezing the interest. I've been pretty consistent about this. Last time I froze the interest, I offered to cut around 1000 points off the loan, and you asked for 2000 points to be cut off.

I'll cut it down to 13000 for another week, then after that week, the frozen portion of the interest (and accumulated interest, of course) will be reinstated; sound good? I'll even call it 12000 if you can pay me back in the next 36hrs.

As long as I pay you in the next week you get 12k..

We had pretty much the exact same disagreement that we're having now, with me offering to cut the same amount of interest that I wanted to cut now, but you're still acting as if I'm trying to squeeze points out of you. I've been very, very consistent with the terms and with what I consider fair throughout this thread, I've kept a running tally of points owed, and I've frozen the interest for you multiple times, and cut a substantial portion of the interest. It's unfair and dirty for you to suggest that I'm being dishonest or trying to scam you here. My actions say differently. It's not even about the points, I don't like being accused of something like that. I am not that sort of person and the fact that you think I am despite our previous dealings is regrettable.

[Wulfman14]

Ji am not saying your dishonest or scamming me. Just not as flexible or understanding as my other lenders.

I still sent you 13 k . Yes because of unfair things that took place on my side and you refusing to see it, I will dictate the terms of payback. If you had said no problem Wulf just pay the 12 k like other lenders have I probably would've given you 15 k just because of your compassion and understanding on the matter. Instead you keep coming back with something higher then I proposed, continued to update the thread and adding interest after I said I'm capping this. Capping it was a bit extreme but I was getting frustrated that you were ignoring my situation and continuing to gleefully add 4% a week. You froze interest and cut off 1200 points if interest. Well whoppeedoooo I should be dancing with joy? You are not a veteran lender yet, you don't know how flexible other lenders are. Any other lender would have capped this esp after the proof I provided, and not even the whole situation was presented because out of honor I cannot say what really took place.
I don't enjoy bickering behind a screen . I truly despise it. So I'm done. You can post whatever you want.
i don't think your dirty or dishonest, I think you could've been less harsh is all. All you see is terms made that's it..black and white. There have been loans unpaid due to guys going to prison, moving, etc and they come back months later and resolve their debt. And in this case I made contact with you every time you posted or PMed me so you know you won't be stiffed. The lender doesn't charge them for those months saying terms are terms or offering to freeze interest for a week of those 6 months. And at 4% !? You kidding me?

As I said I don't think you are a bad person, just need to see things from all angles. You aren't going to get forum support on this one I assure you. Already three people have PMed me saying wtf is this guys problem. I said he's a good dude just not getting my side. I'm moving on, I mean Christ if I stiffed you I would've had less aggravation lol. You would've just cursed me out , maybe made a thread saying Wulf is a stiff and harped about it for a month or so. I'm getting hassled because I did the right thing? The loan is paid. I'm done with this discussion.

[Triple_D_Bet]

you are entitled to your opinion. your own borrower came into this thread and illustrated that when he (my friend realmadrid) was a non pro for several months you worked with him. dont know if you should be coming in here dictating what my lender should and should not get. i have info i rather not share that is the main reason MD was promised payment in a week. i had points coming to me . no they were not MD's fault one bit but I feel for the 6k loan he has been more then reimbursed despite my obstacles. most of my lenders have given me double the amount and received half the interest. terms are written but they are not in black and white. there is a grey area in life and as long as the right thing is done , it should be met with understanding. the terms of this loan were ridiculous. im not an idiot . obviously i agreed to the terms because i had something coming and had no plans on paying the 4%. im not blaiming anybody but i feel the appropriate amount has been reimbursed. i even lost my pro status for a few weeks. you tripled gave understanding to realmadrid who came into this thread and told MD to take it easy a bit because even people of honor run into problems in life yet you come here and tell me terms are terms ? sorry but 98% of people would have run away from this after my problems and the other 2% would not have given 13k. i cannot give 14k. if we went by EXACT terms this would be over 20k right now. if im delivering something like a heart to somebody and i get into an accident , the heart is not delivered and the person who was supposed to get the heart dies, there was no ulterior motive on my part. i did not kill that person. i cannot be held responsible. knowing myself i would feel guilty even still but i cannot be held to blame that you didnt do what you were supposed to do and what was the terms of your job. i fully wanted to and something happened where i couldnt fulfill it. i think paying this amount is the equivalent to me ripping out my own heart and giving it to MD lmao. i have done more then enough. MD is a friend and it seems he has agreed that we are square.

Nah, I'm not dictating anything, just stating my opinion as you are. But when you agree to terms, you live up to them...if stuff happens (doesn't matter what, as long as it's not his fault), then you do what you need to in order to come through. Looks like MD cut you some slack already; telling him you're only going to pay him even less than that because you don't think it's fair (despite being what you agreed to) isn't cool. I don't disagree that some people who put themselves in your situation would have bailed...but at the end of the day, paying loans per agreed upon terms is expected, not an achievement.

I don't see anything in MD's history to indicate he's been anything but upfront and lenient on this loan. I've been lenient in the past with some of my borrowers, but I've also charged the full amount to those who went anywhere near this long without paying....it's certainly not unreasonable for a lender to ask the borrower to abide by the original terms, and some of the statements made here are making unreasonable assumptions about MD. I'm sure he is glad to finally get payment, but wulfy, it doesn't matter what happened to delay your repayment, or what MD could have done with the points, or anything else: you had an agreement, abide by it. If it means you have to keep paying than do so; these are basic requirements for honor (the phrase "honoring your debts" isn't just a coincidence!)

Edit: Hard to imagine why you can't pay the 1k extra, or even the full terms...you have 33k in the sportsbook after a store purchase and repayments, you don't owe all of that do you? If not, it's not that you "can't" pay, it's that you don't want to...big difference. Do the right thing here wulfy

[MD]

Ji am not saying your dishonest or scamming me. Just not as flexible or understanding as my other lenders.

I still sent you 13 k . Yes because of unfair things that took place on my side and you refusing to see it, I will dictate the terms of payback. If you had said no problem Wulf just pay the 12 k like other lenders have I probably would've given you 15 k just because of your compassion and understanding on the matter. Instead you keep coming back with something higher then I proposed, continued to update the thread and adding interest after I said I'm capping this. Capping it was a bit extreme but I was getting frustrated that you were ignoring my situation and continuing to gleefully add 4% a week. You froze interest and cut off 1200 points if interest. Well whoppeedoooo I should be dancing with joy? You are not a veteran lender yet, you don't know how flexible other lenders are. Any other lender would have capped this esp after the proof I provided, and not even the whole situation was presented because out of honor I cannot say what really took place.
I don't enjoy bickering behind a screen . I truly despise it. So I'm done. You can post whatever you want.
i don't think your dirty or dishonest, I think you could've been less harsh is all. All you see is terms made that's it..black and white. There have been loans unpaid due to guys going to prison, moving, etc and they come back months later and resolve their debt. And in this case I made contact with you every time you posted or PMed me so you know you won't be stiffed. The lender doesn't charge them for those months saying terms are terms or offering to freeze interest for a week of those 6 months. And at 4% !? You kidding me?

As I said I don't think you are a bad person, just need to see things from all angles. You aren't going to get forum support on this one I assure you. Already three people have PMed me saying wtf is this guys problem. I said he's a good dude just not getting my side. I'm moving on, I mean Christ if I stiffed you I would've had less aggravation lol. You would've just cursed me out , maybe made a thread saying Wulf is a stiff and harped about it for a month or so. I'm getting hassled because I did the right thing? The loan is paid. I'm done with this discussion.

I'm not trying to hassle you at all, I'm simply pointing out that I think you're being unfair in your assessments here. We had a deal with specific terms, and you decided, yourself, to overturn the terms and just pay whatever you wanted. You said multiple times that you "couldn't" pay me back more than ____ pts, now you're saying that you could have paid me the 15000, but chose not to because I didn't want to cut enough interest from the loan. Despite all this, I said "fair enough", never pressed you about it. I wanted 14000, you wanted 13000, and with consideration for your circumstances, I didn't argue.

You can't get annoyed or blame me for terms that you agreed to. If they weren't agreed to, I never would have accepted the loan because I would have been too concerned about a slowpay. The reason that I continued the update the thread was because, for a long time, there was no end to this in sight. I had no idea what was going on with you, or when I was going to get paid, if ever. All I could do was tally up the interest and hope that you paid sometime soon; that obviously changed recently when I found out the issues that you were having with Skrill, but for a while, I had no idea what was going on. I took it on blind faith that you'd pay me, and never got antsy or accused you of anything shady. Also, the fact that I'm "not a veteran lender" works both ways; I lent you all my points, dude. It's probably not a big deal if a guy like Yisman lends you 6K and you slowpay it, but for me it's huge.

As far as the forum goes, if people think that I'm in the wrong here for some reason, they can feel free to tell me. I would be happy to listen to peoples' opinions. The fact of the matter is that the 4% interest rate was only instituted because this was intended as a one week loan, and it was a precaution in case I was badly slowpaid, as you have a history of slowpaying. Despite that, I was patient, polite, froze the interest for you on two separate occasions, and still cut off more interest than I wanted to simply because you requested it. If someone read this thread and thought "wtf is this guys problem", as you claim, then I don't know what to tell them. I waited six months for a one week repayment, I froze interest twice, and I gave you the terms that you asked for and cut the interest down to the amount that you asked for, and not a single point more. I didn't say a word about you deciding on your own to break our terms, and I was courteous and patient throughout this whole ordeal. I even defended you from the numerous people who insisted that you were a bum who was going to stiff me. What more do you want me to do, Wulf? Seriously. Every accommodation you asked for, I made. I really don't know how I could have been more understanding. I had people PMing me telling me that you were playing poker, I had people PMing me telling me that you had hit big parlays, I had people telling me that you had won a bunch of points but hadn't paid me a single one, and I didn't ever come after you for that or bring it up to you. I respected you enough to assume that you would pay me back when you were ready and to not stick my nose into your business and your finances.

As you say, the loan is paid, I'm not trying to have a back-and-forth here or something, I just want to discuss this because I don't think that the way you're viewing the situation is accurate or fair to me. Sorry if you feel as if I am hassling you - not my intention. I'm not angry or annoyed about this or anything, I just think you're getting the wrong impression of me.

[Wulfman14]

Nah, I'm not dictating anything, just stating my opinion as you are. But when you agree to terms, you live up to them...if stuff happens (doesn't matter what, as long as it's not his fault), then you do what you need to in order to come through. Looks like MD cut you some slack already; telling him you're only going to pay him even less than that because you don't think it's fair (despite being what you agreed to) isn't cool. I don't disagree that some people who put themselves in your situation would have bailed...but at the end of the day, paying loans per agreed upon terms is expected, not an achievement.

I don't see anything in MD's history to indicate he's been anything but upfront and lenient on this loan. I've been lenient in the past with some of my borrowers, but I've also charged the full amount to those who went anywhere near this long without paying....it's certainly not unreasonable for a lender to ask the borrower to abide by the original terms, and some of the statements made here are making unreasonable assumptions about MD. I'm sure he is glad to finally get payment, but wulfy, it doesn't matter what happened to delay your repayment, or what MD could have done with the points, or anything else: you had an agreement, abide by it. If it means you have to keep paying than do so; these are basic requirements for honor (the phrase "honoring your debts" isn't just a coincidence!)

Edit: Hard to imagine why you can't pay the 1k extra, or even the full terms...you have 33k in the sportsbook after a store purchase and repayments, you don't owe all of that do you? If not, it's not that you "can't" pay, it's that you don't want to...big difference. Do the right thing here wulfy

well of course out of the whole forum look who sticks their nose in the issue.checking my balance, my pt transactions, my store orders, let the estalking begin yet again. You got some nerve telling me to do the right thing when I've seen you bend over for your borrowers just out of fear of being stiffed. I never said the 1 k mattered to me fool , it doesn't matter to either of us, I think it bothers you more that I have that many points after such hefty repayment. I'm saying based on my difficulties md was lenient but could have shown a bit more towards the end. Esp. When my skrill would not have been ready to buy points for another week or two at least because I'm still waiting on a wire. I never said I can't pay , I'm not paying 14 k on a 6 k loan when I had points coming to me the following week to pay md in full but lost my pro status among other things. Your the only nosy one I expected to come into this thread and defend this bs . So I'm not a bit surprised. In fact your late

you out have cut your lenders plenty of slack and if the many that have outright stiffed you offered to make amends you wouldn't be demanding anything and kissing their ass for your points back so don't be a know it all little . I know how much these points mean to you in the long run. Terms are terms until life circumstances get in the way and the lender has to understand that. Esp when I prove it. I'm not saying take adv of your lender at the smallest issue possible, but this was not small. Terms made at that time were dependent on certain things that I lost so I have a right to amend those terms. I've more then honored this debt based on what happened. The lender can ask to abide by the original terms, refusal to see the situation at hand , but that doesn't mean I have to pay what the terms dictated. As I said life is not black or white, shit happens to people and talking about terms and setting them in stone will never work with most. And please don't talk to me about honor, everything you say is a front to what you really think . As I said if borednaz came back you'd be kissing it to get just your principle back and if he PMed you some nonsense excuse I'm sure you would've kissed his ass more and opened your legs wider to get every point you can squeeze from him. These were terms agreed to based on events at that time. Keep paying..yea ok. Telling me to do the right thing..seriously get a life instead of checking my store purchases, transactions and sportsbook balance at what 3am in the morning in California? You got issues pal seriously seek help.

[Wulfman14]

I'm not trying to hassle you at all, I'm simply pointing out that I think you're being unfair in your assessments here. We had a deal with specific terms, and you decided, yourself, to overturn the terms and just pay whatever you wanted. You said multiple times that you "couldn't" pay me back more than ____ pts, now you're saying that you could have paid me the 15000, but chose not to because I didn't want to cut enough interest from the loan. Despite all this, I said "fair enough", never pressed you about it. I wanted 14000, you wanted 13000, and with consideration for your circumstances, I didn't argue.

You can't get annoyed or blame me for terms that you agreed to. If they weren't agreed to, I never would have accepted the loan because I would have been too concerned about a slowpay. The reason that I continued the update the thread was because, for a long time, there was no end to this in sight. I had no idea what was going on with you, or when I was going to get paid, if ever. All I could do was tally up the interest and hope that you paid sometime soon; that obviously changed recently when I found out the issues that you were having with Skrill, but for a while, I had no idea what was going on. I took it on blind faith that you'd pay me, and never got antsy or accused you of anything shady. Also, the fact that I'm "not a veteran lender" works both ways; I lent you all my points, dude. It's probably not a big deal if a guy like Yisman lends you 6K and you slowpay it, but for me it's huge.

As far as the forum goes, if people think that I'm in the wrong here for some reason, they can feel free to tell me. I would be happy to listen to peoples' opinions. The fact of the matter is that the 4% interest rate was only instituted because this was intended as a one week loan, and it was a precaution in case I was badly slowpaid, as you have a history of slowpaying. Despite that, I was patient, polite, froze the interest for you on two separate occasions, and still cut off more interest than I wanted to simply because you requested it. If someone read this thread and thought "wtf is this guys problem", as you claim, then I don't know what to tell them. I waited six months for a one week repayment, I froze interest twice, and I gave you the terms that you asked for and cut the interest down to the amount that you asked for, and not a single point more. I didn't say a word about you deciding on your own to break our terms, and I was courteous and patient throughout this whole ordeal. I even defended you from the numerous people who insisted that you were a bum who was going to stiff me. What more do you want me to do, Wulf? Seriously. Every accommodation you asked for, I made. I really don't know how I could have been more understanding. I had people PMing me telling me that you were playing poker, I had people PMing me telling me that you had hit big parlays, I had people telling me that you had won a bunch of points but hadn't paid me a single one, and I didn't ever come after you for that or bring it up to you. I respected you enough to assume that you would pay me back when you were ready and to not stick my nose into your business and your finances.

As you say, the loan is paid, I'm not trying to have a back-and-forth here or something, I just want to discuss this because I don't think that the way you're viewing the situation is accurate or fair to me. Sorry if you feel as if I am hassling you - not my intention. I'm not angry or annoyed about this or anything, I just think you're getting the wrong impression of me.

I understand what the terms were but in a week when I had expected to pay you back things went lopsided.
I had to change the terms based on unfair treatment. Not by you but by other parties. I should be penalized even more by it ?Yes you didn't get the fair end but you made enough off of this based on the situation at hand. Terms are made and can be adjusted if life throws shit in your face. I didn't have anything to pay you after a week when I was supposed to and my skrill was not funded. None of these things were supposed to happen and although it seems as though I'm penalizing you for it , I'm not. I'm just making right for myself more then anything. I think you cut slack but could've done more. I think you could've capped this after the stuff I presented to you, some of it, not even all. Not all people are molded the same though . Well I'm sorry but I paid what I felt was right based on my difficulties and the harsh terms. Something in the middle. Yours was 14 k mine was 13 k. I understand you went weeks without points , although I believe you had action most of those months with 2-3 k points, but I feel paying you 7 k extra on the loan more then makes up for it.

I'm not angry or annoyed either. I just hate back and forths. Effeminate men like tripled enjoy it, not guys like me. I'm more angry at his obsession over everything I do on the forum and can almost guarantee he was one of the people that PMed you about me. Lemme guess the others no1 here, vegas39 maybe , Trytrytry, runner5k I was always suspicious of and tripled. Pretty sure I'm 2/5 at least. I'm playing poker? Maybe I'm forcing myself to play poker to gather some points to bet with and pay my loans? Ever think that? Yes I hit a couple of 4 k parlays but give you all 1 k apiece , I didn't see the sense in that. Curious to know who these people who said I was a bum were, but honestly could care less. Most have issues with me far from anything points related. Appreciate you defending me though , hunter standing in front of a bear lmao.

[Mitchell88]

Ji am not saying your dishonest or scamming me. Just not as flexible or understanding as my other lenders.

I still sent you 13 k . Yes because of unfair things that took place on my side and you refusing to see it, I will dictate the terms of payback. If you had said no problem Wulf just pay the 12 k like other lenders have I probably would've given you 15 k just because of your compassion and understanding on the matter. Instead you keep coming back with something higher then I proposed, continued to update the thread and adding interest after I said I'm capping this. Capping it was a bit extreme but I was getting frustrated that you were ignoring my situation and continuing to gleefully add 4% a week. You froze interest and cut off 1200 points if interest. Well whoppeedoooo I should be dancing with joy? You are not a veteran lender yet, you don't know how flexible other lenders are. Any other lender would have capped this esp after the proof I provided, and not even the whole situation was presented because out of honor I cannot say what really took place.
I don't enjoy bickering behind a screen . I truly despise it. So I'm done. You can post whatever you want.
i don't think your dirty or dishonest, I think you could've been less harsh is all. All you see is terms made that's it..black and white. There have been loans unpaid due to guys going to prison, moving, etc and they come back months later and resolve their debt. And in this case I made contact with you every time you posted or PMed me so you know you won't be stiffed. The lender doesn't charge them for those months saying terms are terms or offering to freeze interest for a week of those 6 months. And at 4% !? You kidding me?

As I said I don't think you are a bad person, just need to see things from all angles. You aren't going to get forum support on this one I assure you. Already three people have PMed me saying wtf is this guys problem. I said he's a good dude just not getting my side. I'm moving on, I mean Christ if I stiffed you I would've had less aggravation lol. You would've just cursed me out , maybe made a thread saying Wulf is a stiff and harped about it for a month or so. I'm getting hassled because I did the right thing? The loan is paid. I'm done with this discussion.

why wouldn't he get forum support? you had an agreement its all right there for everyone to see Wulf. You know I like you but I think that you are being really unfair to MD, not pts wise but making judgements on what kind of person he is. Life throws everyone one curveballs and everyone has to deal with them. This whole sub-forum wouldn't work if every borrower said I'm not going to live up to these terms because of a personal issue. While I feel for you sucks when shit doesn't work out. Let me ask you a question though when you have a bank loan and something happens like you have a bad breakup with your girl, you got arrested for something, or any other countless things that happen to people all the time the bank does not let you make up new terms.

[Wulfman14]

i have not made any judgements on him. i simply think he is adhering to strictly to terms made when things were completely different at the time. i dont know bank policies , i dont work in a bank, do banks work with customers based on them suddenly losing a job or being hospitalized. i dont know and this aint a fukkin bank loan. MD did a nice thing for me yes and i recognized that. but i will change orignal standing terms if i lose my job or am suddenly hospitalized. how can i be held hostage to a loan that would take the rest of my natural life to pay if i didnt have the ability to buy points ?MD wanted quick payback, i had points coming in thats why we agreed to the terms. those things changed. i am not penalizing him but i am making it right for me. i know loan sharks that work with you "alright pay this amount and we will let this amount slide" and others that dont and put you in the hospital. banks have strict standards but im sure you can get help or assistance or extended time if need be on a loan if something life changing like getting arrested or being diagnosed with cancer or losing a job happens. and i wouldnt take these kind of terms on a cash loan no matter what my circumstances are so its silly to even compare them.
oh and breaking up with a girl and getting arrrested errr not exactly the same thing pal.
and thanks for your two cents, no pun intended

[Wulfman14]

if need be i will furnish MD with even more documents supporting why payment was not made the following week. all he needs to do is ask me for them. obvious a borrower just cant change terms because he feels like it. but that is not what i am doing . i have furnished proof and enough reasons why i believe the terms should have been modified after the first 10 days . i should have personally approached MD about it but i think i did and he refused to budge at that time. saying i am not changing anything. so i put my hands up with no ability to pay him and be prisoner to these terms. two parties have to come to an agreement when something bad arises. otherwise what MD doesnt get paid and my credit here goes down the shitter. neither which has happened because he was paid .

[Mitchell88]

I don't know what your situation was or is and I don't want to sounds personal. The thing is that the points forum is unregulated(except by us) That credit score thread was actually a great idea so that people know what certain people are about(not saying you, saying everyone) so the lender can make a decision on what the rate should be. So if you have slow paid in the past you rate would be higher. MD said that he didn't want it to drag out and it did. While there was circumstances out of you control isn't MD's problem. All I am getting at is on the loan itself he could have taken more off, he could have kept the exact terms whatever he wanted to do. I just don't think its fair to characterize him the way you did because he didn't do what you wanted him to. That's all. BOL to all you guys

[Wulfman14]

i have read the above comments , particularly by mitchell. while i think you are fools that i was demeaning MD in ANY sort of way about his character cuz i was not . i just think he could hvae been more flexible . but every site i have gone to in researching this has said it is up to the creditor to agree to the demands made by the borrower. while i think MD is being difficult unlike my other 15 lenders and should have lowered this interest rate when i asked or frozen interest longer, i have researched about this, he is within his right to ask me to adhere to the original terms. he did cut me some slack . but i cannot change terms unless MD agrees to them. let this be a lesson in life i guess, read every fukkin term and condition before you sign off on a loan. because you dont know how strict the person lending to you is going to be and how understanding they will be about life problems. but again i have done the research and i have really found no site that tells me im allowed to do what im doing without the green light by MD saying its ok. MD has said 13k is ok but he asked for 14k. my mistake for going by such ridiculous terms when in life anything can happen at any moment, and not every person is the same , some will work with you and say "no problem" just pay this amount off by this date even though these were not the original terms we will let it slide because of what happend, others will concede a little or VERY FUKKIN LITTLE or some not at all regardless what the situation. MD is somewhere in the middle apparently. again based on research and looking at sites i find nothing to corroborate me changing these terms because i feel like it. i need lenders approval and since md is not giving me that approval i have no choice but to send what he is asking for.


i have sent the 1000 pts as MD has requested. all i can state is he be a litte more understanding about peoples problems. he was (to an extent) no doubt, but somewhat more doesnt hurt any. freezing interest earlier or conceding when i asked him after a couple of weeks by PM to lower the interest could have been done at his behest. and he didnt do it.

nevertheless 1000 pts sent. loan paid in full

[Mitchell88]

Wulf I wasn't trying to come down on anyone here, I like both you and MD. I will stay out of next time not my business. I think that it is awesome that you paid all these big loans. I think that you probably have paid of the most and biggest loans of sbr history. Others would just have left, you didn't

[Triple_D_Bet]

i have read the above comments , particularly by mitchell. while i think you are fools that i was demeaning MD in ANY sort of way about his character cuz i was not . i just think he could hvae been more flexible . but every site i have gone to in researching this has said it is up to the creditor to agree to the demands made by the borrower. while i think MD is being difficult unlike my other 15 lenders and should have lowered this interest rate when i asked or frozen interest longer, i have researched about this, he is within his right to ask me to adhere to the original terms. he did cut me some slack . but i cannot change terms unless MD agrees to them. let this be a lesson in life i guess, read every fukkin term and condition before you sign off on a loan. because you dont know how strict the person lending to you is going to be and how understanding they will be about life problems. but again i have done the research and i have really found no site that tells me im allowed to do what im doing without the green light by MD saying its ok. MD has said 13k is ok but he asked for 14k. my mistake for going by such ridiculous terms when in life anything can happen at any moment, and not every person is the same , some will work with you and say "no problem" just pay this amount off by this date even though these were not the original terms we will let it slide because of what happend, others will concede a little or VERY FUKKIN LITTLE or some not at all regardless what the situation. MD is somewhere in the middle apparently. again based on research and looking at sites i find nothing to corroborate me changing these terms because i feel like it. i need lenders approval and since md is not giving me that approval i have no choice but to send what he is asking for.


i have sent the 1000 pts as MD has requested. all i can state is he be a litte more understanding about peoples problems. he was (to an extent) no doubt, but somewhat more doesnt hurt any. freezing interest earlier or conceding when i asked him after a couple of weeks by PM to lower the interest could have been done at his behest. and he didnt do it.

nevertheless 1000 pts sent. loan paid in full

Disappointing to see you making the same baseless assumptions as usual, but good to see you doing the right thing here...hope to see ya wrap your other loans up and be debt free soon and be done with all this

[Wulfman14]

Disappointing to see you making the same baseless assumptions as usual, but good to see you doing the right thing here...hope to see ya wrap your other loans up and be debt free soon and be done with all this

yea as if you give two fuks you estalking piece of shit. it was mitchell that got me thinking about the issue.
i dont give a fuk about your opinions or what you have to say. you and trytry are both shady.

[Wulfman14]

Wulf I wasn't trying to come down on anyone here, I like both you and MD. I will stay out of next time not my business. I think that it is awesome that you paid all these big loans. I think that you probably have paid of the most and biggest loans of sbr history. Others would just have left, you didn't

none taken man. i sent the 1000 pts because of your posts and a bit of research. you convinced me . and you are unbiased and can look at the issue without prejudice . i read what you said twice , did some googling and agreed with you.

[Triple_D_Bet]

yea as if you give two fuks you estalking piece of shit. it was mitchell that got me thinking about the issue.
i dont give a fuk about your opinions or what you have to say. you and trytry are both shady.

Lol...I don't post just for typing practice, but keep right on assuming it's all just a huge conspiracy to make you look bad or something. I'm glad you hit the parlay and that you came down with the right decision here, that's progress. I hope you pay off the rest of your debt before going nuts with the points, but you've got some work to do on the "assuming everyone is out to get you" bit.

I'll even save you the hassle of PM'ing mods: no, I didn't PM MD about you...mods have made it clear in the past that sending PMs which someone thinks might have hurt their feelings if they'd read them is a bannable offense (somehow), plus MD had a pretty good grasp of what he was getting himself into. Good luck, hopefully your future parlays will be even bigger wins!

[Wulfman14]

Lol...I don't post just for typing practice, but keep right on assuming it's all just a huge conspiracy to make you look bad or something. I'm glad you hit the parlay and that you came down with the right decision here, that's progress. I hope you pay off the rest of your debt before going nuts with the points, but you've got some work to do on the "assuming everyone is out to get you" bit.

I'll even save you the hassle of PM'ing mods: no, I didn't PM MD about you...mods have made it clear in the past that sending PMs which someone thinks might have hurt their feelings if they'd read them is a bannable offense (somehow), plus MD had a pretty good grasp of what he was getting himself into. Good luck, hopefully your future parlays will be even bigger wins!

look at the arrogance and the way you talk down to me even after i didnt place a wager until i put 33 k towards my debt from what i won. "i hope you pay off the rest of your debt before going nuts with the points" you *** dumpster you dont even know when you are talking down to someone you think of yourself as fukkin royalty you and that bitch trytry who do their best to impress upon the forum that they are even half as intelligent as the bullshit they type. youdipshit i have a handle on things much to your dismay . you the one who checks my sports book balance every half hour seeing how wulf is doing and if he hit the casino. shall i move my points to the forum and save you the trouble you nosy lil bastard ? but that would squash any suspense you attain from hitting that subdoman link and holding yoiur breath to see if i have busted right . tell me how much does it irk you that i paid off 33k and still have that amount in my hands ? you want to talk discipline? why dont you ask you gal pal trytry about discipline. didnt he lose around the same amount just a week ago in the casino ?dont tell me what my priorities are barbie doll, i did exactly what i was supposed to do. since you estalk me you know how much i have left to pay and how much i have so do the math. and tell your points nit twin trytry to take a 5000 pt bet and not be scared of losing a little of his 6 figure points roll. this is a gambling forum isnt it ? keep playing the poker and lending out those supposedly interest free loans though.. maybe one day you will hit over 30k pts without going to the casino. as for now sit in the corner and watch in envy as my points balance continues to grow. much to your chagrin you will find i am one of the most disciplined people when i need to be. and why cant i go a little nuts like you and trytry ? isnt that the equivalent of taking 500 pt bets and lending 2000 pts to a borrower. thats going nuts to you two gals isnt it ?

as for repeatedly checking my point balance and store purchases , i dunno man maybe theres another hobby out there for you, pillow fighting ? that ll occupy your time at 3 am in the morning. i told you say the word and ill move my pts balance to the wallet and save you the trouble of constantly going to that link and checking my sportsbook balance.

dont know if you PMed people about me or continue to do so . eventually i have enough "buds" here that one of them will tell me whats up. nobody asked you to come into this thread. not me . not MD . but you saw one of wulf's 15 lenders complain a bit so you rushed over like catwoman to try and save the day. remember any of my difficulties are yours to take joy in and fix right catwoman ? so i called you catwoman three times now ? so are you going to report me just the one time or three times ? also kills the wulf wants to get banned so he doesnt have to pay his debt theory doesnt it you mentally ill old fart ?

oh and remember quckly cashing out yoiur pts when you thought you were gonna get banned ? need those gift cards . i mean you worked hard making those terms and conditiosn for your borrowers and lending out points and checking history and playing ring table poker to earn those gift cards didnt ya ? didnt ya ? did it every occur to you that if sbr wanted to ban you your order wouldnt have been processed you fukkin idiot ? STAY THE FUK OUTTA MY THREADS YOU NOSY LITTLE WANNNABE .