Originally posted on 07/22/2021:

Quote Originally Posted by LongBall52 View Post
I recently paid off ALL my ************. I have no auto loans. I have NEVER been late on any payment. (Yes, paying off 6 ************ in full is new), but they have all hit the credit agencies.
Previously... My credit score was 707. Now it's 732. Guess what folks to get the best mortgage rate for a place to live, you need a score of 749 as a senior. This is not fair.
Keep the cards paid off every month and don't apply for any credit and it will keep going up. It takes time. It's not instant.