Well, that's quite an assumption seeing that you don't know how much credit I give myself for being smart.
I'll stick with the facts, I have an associates degree in nursing, I never accrued any college debt, I have a job making six figures yearly, get over 5 weeks of vacation and a pension. I also nearly max out my 403b roth (I'll let you look up the maximum annual contributions).
So, for someone not nearly as smart as they think they are, I'd say I've made chicken soup with chicken shit.
There are a lot of guys out there many times smarter than I am, probably many on this board, applying for jobs to make 40-50k/year. Or they have that elusive MBA with 75k in student loan debt making 80k/year.
"Smart" is a relative term Sour. By my standards, I'm every bit as smart as I give myself credit for.