BitPay Card ATM cash withdrawals return Sep 5th *edited*

[littlekona]

So customer service said they automatically send out new cards if your original expires? Mine expired this month. I used all the funds last month. Didn't know if they sent out new cards automatically or not?? Didn't want to spend another $10.00

They told me middle of month get new one sent free and this current one expires end of month

Haha money we probably got card at same time as soon s we heard about on sbr forums

[TheMoneyShot]

They told me middle of month get new one sent free and this current one expires end of month

Haha money we probably got card at same time as soon s we heard about on sbr forums

I'll let you know when or if I get mine.

[acquavallo]

Some thoughts and tips

We need to ensure BitPay earns enough fees for Commerce Bank to consider it a viable product, otherwise it may go the way of the dodo. Especially because they have multiple debit products. And also because strictly transfers and money orders triggers too many flags-- not only on us, but on the bank itself. They don't need a low earner with added Fed headaches + having to eat tons of atm fees.
So, in order, the following may benefit the bank & could substitute having to withdraw cash/ach/buy mo:

1. Substitute BP card for ALL cash purchases, even if just pack of gum. Add it to all your nfc/web Pays: Google/Apple/Samsung/Amazon/Paypal/**/**** Pay.

2. IF your budget flow allows, prepay up to a year in advance as many bills and subscriptions as possible. There's a ton of BillPay services- Quicken, Prism, Xpress, banks, brokerages, etc.

3. Buy discounted gift cards / refill account to your main shopping & eating places- from amazon to wherever.

Too many MO's can make our bank review or close account, the IRS may get reports from multiple transactions... count the fees, gas and time wasted going to buy MO.

Also, RIGHT NOW crypto rising, so converting it to dollars = losing money.

[TheMoneyShot]

We need to ensure BitPay earns enough fees for Commerce Bank to consider it a viable product, otherwise it may go the way of the dodo. Especially because they have multiple debit products. And also because strictly transfers and money orders triggers too many flags-- not only on us, but on the bank itself. They don't need a low earner with added Fed headaches + having to eat tons of atm fees.
So, in order, the following may benefit the bank & could substitute having to withdraw cash/ach/buy mo:

1. Substitute BP card for ALL cash purchases, even if just pack of gum. Add it to all your nfc/web Pays: Google/Apple/Samsung/Amazon/Paypal/**/**** Pay.

2. IF your budget flow allows, prepay up to a year in advance as many bills and subscriptions as possible. There's a ton of BillPay services- Quicken, Prism, Xpress, banks, brokerages, etc.

3. Buy discounted gift cards / refill account to your main shopping & eating places- from amazon to wherever.

Too many MO's can make our bank review or close account, the IRS may get reports from multiple transactions... count the fees, gas and time wasted going to buy MO.

Also, RIGHT NOW crypto rising, so converting it to dollars = losing money.

I don't think BitPay card and Metropolitan Bank are going anywhere. It would of failed by now.

There's nothing wrong with purchasing MO's with BitPay. The issue is the amount. I strongly recommend not showing your ID at the time of sale. So keep the amount under that limit. That is MGram's policy... and has nothing to do with Bitpay.

[acquavallo]

I don't think BitPay card and Metropolitan Bank are going anywhere. It would of failed by now.

There's nothing wrong with purchasing MO's with BitPay. The issue is the amount. I strongly recommend not showing your ID at the time of sale. So keep the amount under that limit. That is MGram's policy... and has nothing to do with Bitpay.

I got the bank name wrong. Just worried it could decide the it's not making enough on this card.

[TheMoneyShot]

I got the bank name wrong. Just worried it could decide the it's not making enough on this card.

Let's hope the owners are happy with the amount their making.

[SmokeySmoking]

Yeah when I went to get my MO from Walmart it was only for 350, which I had 400 on my card. Cashier even tried a few lower amounts, each declined. I'm just going to stick with using it as a pre paid credit card essentially.

I've heard some new crypto debit cards are coming to the US within the year.

[littlekona]

Yeah when I went to get my MO from Walmart it was only for 350, which I had 400 on my card. Cashier even tried a few lower amounts, each declined. I'm just going to stick with using it as a pre paid credit card essentially.

I've heard some new crypto debit cards are coming to the US within the year.

your doing something wrong probably pin...I bought (2) Yesterday night $400$ and 550$ at Wally World same trans action works fine

[5mike5]

I have never had a MO problem at wally world either

[rake922]

So customer service said they automatically send out new cards if your original expires? Mine expired this month. I used all the funds last month. Didn't know if they sent out new cards automatically or not?? Didn't want to spend another $10.00

jeez... does everyones card expire May 2019!?

[SmokeySmoking]

I tried my pin several times. I might go try again in a few days. It just really sucks.

Ready for the new crypto cards to hit. I trade cryptocurrency for a living and the BP card was perfect. I greatly appreciate everyone's input here!

[themike78]

I tried my pin several times. I might go try again in a few days. It just really sucks.

Ready for the new crypto cards to hit. I trade cryptocurrency for a living and the BP card was perfect. I greatly appreciate everyone's input here!

What new cards are coming out? It seems with all these cards they last a few months and then disappear. I wish a major bank would come out with something. Bitpay still good even without the cash option. I just wish they would update what is going on with it instead of remaining silent. Horrible bussiness practice as I am sure they have lost lots of customers.

[TheMoneyShot]

your doing something wrong probably pin...I bought (2) Yesterday night $400$ and 550$ at Wally World same trans action works fine

I have never had a MO problem at wally world either

Perhaps SmokeySmoking.... was doing some SmokeySmoking before entering walmart?

[5mike5]

Perhaps SmokeySmoking.... was doing some SmokeySmoking before entering walmart?

no excuse because I def was too.

Bitpay refunded that underfunded payment to my wallet the next morning btw. I forgot to update here

[littlekona]

What new cards are coming out? It seems with all these cards they last a few months and then disappear. I wish a major bank would come out with something. Bitpay still good even without the cash option. I just wish they would update what is going on with it instead of remaining silent. Horrible bussiness practice as I am sure they have lost lots of customers.

I got an email from edge saying they are soon processing payouts to any credit card through 3rd party..so it will be kind of like bitpay is now minus the ability to buy MOs...

[Ghenghis Kahn]

jeez... does everyones card expire May 2019!?

Yes.

[5918mike]

jeez... does everyones card expire May 2019!?

No, mine is 11/19

[5mike5]

Mine expires 9/2020

[JamesBrown]

4/20 for me. Easy to remember, unless I'm stoned.

[hello1234567]

Mine 06/19. I asked support and they said they will automatically send a new card out before the old one expires.

[Sanity Check]

Did anyone wait more than 10 days for their card to arrive in the mail?

[TheMoneyShot]

Did anyone wait more than 10 days for their card to arrive in the mail?

It was right around the 10 day mark.

[ibetyouadollar]

I got an email from edge saying they are soon processing payouts to any credit card through 3rd party..so it will be kind of like bitpay is now minus the ability to buy MOs...

i never got that email.That would be nice,ive been using Abra since bitpay has been down for withdrawals.

[hello1234567]

What is this "Edge" and Abra we are talking about? Can U.S. customers use it?

[JamesBrown]

I just signed up for the Cash App. It comes with a free debit card (mine was shipped in 3 business days) and it looks like there are some bitcoin options as well. Might be worth a look. Limits at ATM are low but there might be some ways to utilize it.

[goduke]

What is this "Edge" and Abra we are talking about? Can U.S. customers use it?

Edge is Airbitz.

[jashtonrich]

Yeah good for buying btc but you are unable to send btc to cashapp as of yet. Would be great if this option was available 1250 per month atm limits on withdrawal sucks

[ATC727]

Just checking in. Is still the best method to go to Wal-M and get MO?

[teacher10]

Why not use this card as a regular credit card and purchase items off the internet or in person? I've purchased gift cards off from Amazon and Grubhub with this.

[DroopyDog]

For anyone who has used ACH to withdraw funds from bitpay card... how long did it take to hit your bank ?

[goduke]

For anyone who has used ACH to withdraw funds from bitpay card... how long did it take to hit your bank ?

3-4 business days

[Brewcity]

In case anyone doesnt know if you cash out via btc to your wallet...edge/blockchain...whatever, then to coinbase. From coinbase you can transfer to paypal (no fees and instant). You could do online shopping or they have a instant transfer to a debit card which is 1% of the amount with a max fee of $10. So a pretty cheap and fast way to get money to your checking account or other prepaid debit card. Just throwing that out there for those who were unaware.

[themike78]

In case anyone doesnt know if you cash out via btc to your wallet...edge/blockchain...whatever, then to coinbase. From coinbase you can transfer to paypal (no fees and instant). You could do online shopping or they have a instant transfer to a debit card which is 1% of the amount with a max fee of $10. So a pretty cheap and fast way to get money to your checking account or other prepaid debit card. Just throwing that out there for those who were unaware.

I use this option all the time. It's just as good as bitpay. What I don't understand is I heard paypal is against bitcoin trading and banning accounts because of it. Don't they realize that coinbase is bitcoin trading? Maybe they changed their policy?

[Brewcity]

I use this option all the time. It's just as good as bitpay. What I don't understand is I heard paypal is against bitcoin trading and banning accounts because of it. Don't they realize that coinbase is bitcoin trading? Maybe they changed their policy?

Yeah no idea. I try to only do $500 or so at a time/per week because if you have too much cash flow in your paypal without a business ive heard there quick to give you the boot. But i have no clue, i heard they dont like btc too...but most financial businesses dont, like banks...etc.

[RTJR]

In case anyone doesnt know if you cash out via btc to your wallet...edge/blockchain...whatever, then to coinbase. From coinbase you can transfer to paypal (no fees and instant). You could do online shopping or they have a instant transfer to a debit card which is 1% of the amount with a max fee of $10. So a pretty cheap and fast way to get money to your checking account or other prepaid debit card. Just throwing that out there for those who were unaware.

I’ve always had a fee from Coinbase btc wallet to the usd wallet when doing this. How do you get around that? I didn’t see an option to send from btc wallet to PayPal.