60 Points 4 NE1 who can find my bro car insurance under $1200/6mo's. 100pts 4under$1K

[whatsgood5]

Will give 24 points immediately after recieving the info on where this quote came from, and will pay the rest 12 at a time.

60 points for a quote under $1200 per 6months and 100 points for anything under $1000 per 6months.

Kid doesn't care about the coverage or any of that shit, can be the bare minimum allowed in NYS.

Here's the info for him that you would need. The address and name are obviously fake, but in the same neighborhood so it'll work.

Car - 2003 Jaguar S Type V6 153,000 Miles

Name - Cock Balls
DOB - 5/3/1993
Address - 1231 trumansburg rd Ithaca, NY 14850

First Licensed - Age 16, August 2009

Currently uninsured/never has been insured.

Rents/Other

Hasn't completed any drivers Ed courses or any shit like that. Kid is obviously retarded and computer illiterate, so his Grades are below A's or B's or whatever gets you a discount.


And go!

[mmike032]

Esurance

[robmpink]

Was he ever made fun of with the name cock balls?

[whatsgood5]

Was he ever made fun of with the name cock balls?

[whatsgood5]

Also has no accident history and has never been ticketed.

[gauchojake]

I would check and see if he's eligible for insurance through USAA. You have to have a parent or sibling in the military...I believe they just relaxed their membership rules. Anyway, easily the cheapest insurance around and you get a dividend check at the end of the year.

[blackbeSSt]

gotta divulge social to get an accurate quote

[BettingGeek]

Check Geico.com ...
and please send me 100 pts
thanks

[SpreadSniper]

Call Geico, 15 minutes could save you 15% or more on your car insurance.... plus they got that lil cute lizard

[mikejamm]

1-800-SAFE-AUTO. He can get decent rates based on how much he drives, ie...to school, work, etc..
Also, they'll let you pay month to month or set you up at 3 or 6 month intervals.

[crustyme]

gotta divulge social to get an accurate quote

again, dumb answer.

[blackbeSSt]

under $1000 per year ain't gonna happen for an 18 year old. $1200 prolly ain't gonna happen either.

[blackbeSSt]

again, dumb answer.

correct answer idiot. im an insurance agent dumbass. car insurance depends on your credit score

http://www.leaseguide.com/articles/car-insurance-credit.htm

http://personalinsure.about.com/od/whattoexpect/a/aa041206a.htm

anything else i need to prove you wrong on today?

[gauchojake]

under $1000 per year ain't gonna happen for an 18 year old. $1200 prolly ain't gonna happen either.

He asked for 1200 over 6 months.

[EDDIE MONEY LINE]

bro this company will hook it up...i use Geico and they do well, but my friend who has 2 dwi's uses
www.unitrin.com

they do provide good coverage...my other friend has had claims paid by this company

[whatsgood5]

under $1000 per year ain't gonna happen for an 18 year old. $1200 prolly ain't gonna happen either.

He's looking for under $1200 per 6 months, not year.

Also since you obv know your shit on this topic, do u think he'd be better off waiting a few months til he turns 18 or does the age not really matter til you hit 25?

[blackbeSSt]

He's looking for under $1200 per 6 months, not year.

Also since you obv know your shit on this topic, do u think he'd be better off waiting a few months til he turns 18 or does the age not really matter til you hit 25?

ahh. i overlooked that

won't really matter that much but it will drop it he keeps his act together as far as driving record and credit

[blackbeSSt]

also depends on limits for comp and collision, is there a lien on the car, etc..

his best bet if possible is to be added on with someone else as an insured driver

[whatsgood5]

ahh. i overlooked that

won't really matter that much but it will drop it he keeps his act together as far as driving record and credit

Alright cool, one last quick Q for ya. Since he's seventeen and doesn't use a credit card or anything, I'm assuming he has no credit, so would it lower the rate at all if he were to pay the six months rate in advance as opposed to monthly?

[crustyme]

correct answer idiot. im an insurance agent dumbass. car insurance depends on your credit score

http://www.leaseguide.com/articles/car-insurance-credit.htm

http://personalinsure.about.com/od/whattoexpect/a/aa041206a.htm

anything else i need to prove you wrong on today?

wrong, again.

you do not have to provide ss# to get accurate quotes.

and the fact that you think an 18 year old has any kind of credit history is laughable.

[blackbeSSt]

wrong, again.

you do not have to provide ss# to get accurate quotes.

and the fact that you think an 18 year has any kind of credit history is laughable.

then how the fu(k can they pull an accurate credit report FOR ANYONE without a social? do you even know what you're talking about with anything on this forum or you just starting shit in all the threads?

and i had plenty of credit as an 18 year old, douchwipe. sounds like you are behind the times

[blackbeSSt]

crustyass, i got a project for ya. call ANY reputable insurance company and tell them you want a quote. i bet with 7 questions they will ask for you SS#. so yeah, it plays a big part. 18 or not we still gotta pull it

[eidolon]

AIG $ 2687.0+
Allstate $ 2106.0+
Chubb $ 3223.0
CNA $ 2291.0+
Esurance $ 3962.0
GEICO $ 1400.0+
GMAC Insurance Group $ 9862.0
Hartford Agency $ 5190.0
Liberty Mutual $ 2437.0+
Metropolitan $ 3022.0+
Nationwide $ 2830.0+
New York Central Mutual Fire $ 3742.0+
Peerless Insurance Company $ 5189.0
Progressive $ 2244.0+
SAFECO $ 3432.0
State Farm $ 3244.0+
Travelers $ 2360.0+
Unitrin $ 6252.0
USAA $ 2165.0+

[whatsgood5]

Holy dick, thanks.

If you don't mind me asking, what site did you use?

AIG $ 2687.0+
Allstate $ 2106.0+
Chubb $ 3223.0
CNA $ 2291.0+
Esurance $ 3962.0
GEICO $ 1400.0+
GMAC Insurance Group $ 9862.0
Hartford Agency $ 5190.0
Liberty Mutual $ 2437.0+
Metropolitan $ 3022.0+
Nationwide $ 2830.0+
New York Central Mutual Fire $ 3742.0+
Peerless Insurance Company $ 5189.0
Progressive $ 2244.0+
SAFECO $ 3432.0
State Farm $ 3244.0+
Travelers $ 2360.0+
Unitrin $ 6252.0
USAA $ 2165.0+

[crustyme]

then how the fu(k can they pull an accurate credit report FOR ANYONE without a social? do you even know what you're talking about with anything on this forum or you just starting shit in all the threads?

and i had plenty of credit as an 18 year old, douchwipe. sounds like you are behind the times

wrong, again.

i know for a fact that all the major companies such as geico, progressive, esurance, 21st century and mercury do not require ss# to provide quotes nor are their rates based on credit scores. premiums are based on your driving record, age, occupation, type of vehicle, etc.

at 18, you wouldnt have been able to finance a new car even if you wanted to. 18 year olds do not have any significant credit since it takes years to build ones credit.

do u get sick of being wrong all the time?

[HotStreak]

No way.




Loose the jaguar and get a fukin bicycle.

[crustyme]

crustyass, i got a project for ya. call ANY reputable insurance company and tell them you want a quote. i bet with 7 questions they will ask for you SS#. so yeah, it plays a big part. 18 or not we still gotta pull it

get with the times, every major company offers online quotes. and i have never entered my ss# to get quotes, ever.

i even recently got quotes for a family member and got quotes from all of them even though i did not even know her ss#.

again, you do NOT have to provide ss# to receive quotes!

if you dont believe me, go try geico.com, progressive.com, or esurance.com.

[blackbeSSt]

wrong, again.

i know for a fact that all the major companies such as geico, progressive, esurance, 21st century and mercury do not require ss# to provide quotes nor are their rates based on credit scores. premiums are based on your driving record, age, occupation, type of vehicle, etc.

at 18, you wouldnt have been able to finance a new car even if you wanted to. 18 year olds do not have any significant credit since it takes years to build ones credit.

do u get sick of being wrong all the time?

sure bout that:




oh, and second from the bottom:

http://www.progressive.com/shop/car-insurance-credit-information.aspx

im done proving you wrong crustyass.

[eidolon]

Holy dick, thanks.

If you don't mind me asking, what site did you use?

http://www.onlineautoinsurance.com/

[whatsgood5]

Shake your dicks, this pissing contest is over.

[crustyme]

sure bout that:




oh, and second from the bottom:

http://www.progressive.com/shop/car-insurance-credit-information.aspx

im done proving you wrong crustyass.

if you bothered to read the faq, it clearly states "in states where it is allowed"...... in my state you do not have to provide ss# as it clearly says (OPTIONAL) next to the field. otherwise i would never have been able to get quotes for someone who never provided me her ss#.

surprised that someone who is in the field did not know that different states have different insurance laws. must really suck at your job. lol

[blackbeSSt]

if you bothered to read the faq, it clearly states "in states where it is allowed"...... in my state you do not have to provide ss# as it clearly says (OPTIONAL) next to the field. otherwise i would never have been able to get quotes for someone who never provided me her ss#.

surprised that someone who is in the field did not know that different states have different insurance laws. must really suck at your job. lol

why the fu(k would i care about other states that i don't insure drivers? i work for an independent agency that handles about 13 companies. all of which ask for a SS# when quoting. the fact of the matter is, they still ask for it initially and it still affects it. end of story.

[robmpink]

crustyass, i got a project for ya. call ANY reputable insurance company and tell them you want a quote. i bet with 7 questions they will ask for you SS#. so yeah, it plays a big part. 18 or not we still gotta pull it

Beast, I thought the samething myself. There was a thread a few months ago about doing surveys and such for cash. On the site i joined, one was for car insurance. I made up info, but it had my real address. About a month ago I got a quote in the mail for a 1999 winstar minivan, i guess i said I had. I didn't have to supply my SS# and wouldn't have anyway. Based on this, there may be validity into what he is saying.

[blackbeSSt]

Beast, I thought the samething myself. There was a thread a few months ago about doing surveys and such for cash. On the site i joined, one was for car insurance. I made up info, but it had my real address. About a month ago I got a quote in the mail for a 1999 winstar minivan, i guess i said I had. I didn't have to supply my SS# and wouldn't have anyway. Based on this, there may be validity into what he is saying.

again, im not sure what the other 49 states do since i don't insure drivers there, but here in SC we have to have a SS# in order to get a quote. also we have cinncinati as one of the companies that we carry and if you aren't in the top tier (based on their scale) of fico scores, they won't insure you PERIOD.

rob i've seen some of those as well. in fine print im sure it says "rates subject to change based on credit" or something of that nature

edit: you gotta think why would these reputable companies wanna insure a flight risk if their credit score is 500?

[crustyme]

i took issue with you because you claimed ss# was required for a quote, which isnt true in most states. heck it may not even be true in south carolina (havent tried it) as it may just be the insurers your company represents.

but i expected someone who works in the industry to not make such a blanket statement since not all the states have the same laws. for example some states are no-fault while others are at-fault.

as for fico what does it matter if its 500 or 600? you always pay in advance and if not your policy is immediately canceled. so why would there be a huge risk?

i know plenty of people with awful credit (like bk bad) and they have no problem finding low rates.