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  • jtang0701
    SBR High Roller
    • 09-15-09
    • 136

    #1
    Which Bank...
    do you deposit your checks at? I just recieved my first check and wondering if it matters which bank i go to. I use BoA and Wells Fargo. i appreciate any input, thanks!
  • Rush
    Restricted User
    • 11-14-09
    • 944

    #2
    Yeah you need to go to the bank that was issued on the check to cash it.
    Comment
    • big joe 1212
      SBR Posting Legend
      • 06-01-08
      • 19380

      #3
      I never have any problems at BOA, usually no hold or 1 day hold.
      Comment
      • jtang0701
        SBR High Roller
        • 09-15-09
        • 136

        #4
        Thanks big joe 1212, i think i will try out BOA. do you go to the teller or ATM?
        Comment
        • robertg
          SBR Wise Guy
          • 02-02-09
          • 643

          #5
          definitely deposit at atm or night depository, so you don't have to answer any questions.
          Comment
          • jackkkk2009
            SBR MVP
            • 07-13-09
            • 1183

            #6
            wellsfargo, BA, Citibank and chase are all fine with your check. none of them have given me any problem.
            Comment
            • clarkd32
              SBR Wise Guy
              • 09-15-06
              • 863

              #7
              did wells fargo 2 weeks ago... just cashed the check.
              Comment
              • TobiasFunke
                SBR MVP
                • 02-12-09
                • 1999

                #8
                Originally posted by Rush
                Yeah you need to go to the bank that was issued on the check to cash it.
                Not really...as long as you have the funds in your account to cover if the check goes bad, you should not have a problem cashing it at your branch.
                Comment
                • Rollins08
                  SBR MVP
                  • 04-20-07
                  • 1337

                  #9
                  You should have no problem with a teller. People get checks from all over. If it going to be looked into it will come from a different department.
                  Comment
                  • big joe 1212
                    SBR Posting Legend
                    • 06-01-08
                    • 19380

                    #10
                    Originally posted by jtang0701
                    Thanks big joe 1212, i think i will try out BOA. do you go to the teller or ATM?
                    always the teller! If I deposit it, they put a 1 day hold on it (not available till the next day), if I just cash it, they always give me the cash!
                    Comment
                    • John Dough
                      SBR MVP
                      • 09-21-05
                      • 1785

                      #11
                      I'm amazed every time I hear someone mention how they always deposit their checks at the ATM so the teller can't ask them any questions. Maybe I'm just lucky with the bank I use (large regional chain, not national, prefer not to mention it by name), but I've deposited dozens and dozens of checks over the years, all via teller, and never once have I been asked a question.
                      Comment
                      • jtang0701
                        SBR High Roller
                        • 09-15-09
                        • 136

                        #12
                        thanks for the responses guys, how often does check bounce?
                        Comment
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