+EV Credit Card Tactic in the WUHAN virus era

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  • ronald
    SBR MVP
    • 10-31-05
    • 4918

    #1
    +EV Credit Card Tactic in the WUHAN virus era
    I have been able to have my annual fee waived on all ************ this year in light of the PANDEMIC. Once the fee appears on my statement, I call in and ask to have it removed in light of the global circumstances. In every case the agent removed the fee without much discussion. This is especially easy to do if your card offers any travel related benefits (lounge access, travel insurance, car rental insurance, airline perks, etc.) since most people aren't traveling much at the moment and many airport lounges, for example, are closed.

    Worth a shot.

    Get some!!!
  • RudyRuetigger
    SBR Aristocracy
    • 08-24-10
    • 65084

    #2
    i dont use cards that have an annual fee

    is it worth it?


    should i be looking into this?
    Comment
    • ronald
      SBR MVP
      • 10-31-05
      • 4918

      #3
      Originally posted by RudyRuetigger
      i dont use cards that have an annual fee

      is it worth it?


      should i be looking into this?
      Depends on the benefits offered and how often you might use them.

      Free airport lounge access is worth a lot to someone who travels by plane frequently. Worthless for someone who doesn't travel at all.
      Comment
      • LongBall52
        SBR MVP
        • 06-14-20
        • 1319

        #4
        Geico gave me a $38 rebate on the auto ins policy renewal before the last one. You can only buy for 6 months here in Virginia. The last one which just kicked in a few weeks ago, there was no rebate .. LOL There is no more travel now than it was 6 months ago.
        Comment
        • JIBBBY
          SBR Aristocracy
          • 12-10-09
          • 83686

          #5
          My cards don't have annual fees either. That should be the first thing you look for when applying for CC's. That and cash back rewards.

          Discover, AMX and my Citibank visssa are all like that. No annual fees. 2 and 3% cash back on most purchases.
          Comment
          • jjgold
            SBR Aristocracy
            • 07-20-05
            • 388179

            #6
            I never heard of an annual fee Ronnie you must be a square
            Comment
            • ronald
              SBR MVP
              • 10-31-05
              • 4918

              #7
              Originally posted by jjgold
              I never heard of an annual fee Ronnie you must be a square
              I forgot that posters are the guys at the airport eating Burger King huddled up at a crowded gate while I'm in the Centurion lounge dining on shellfish and sipping Champagne.

              Sometimes I give these guys too much credit.
              Comment
              • veriableodds
                SBR Hall of Famer
                • 08-22-17
                • 5093

                #8
                kredit scores, kredit cards, and any type of loans are for debtors plain and simple. Worried about the interest being charged, on loaned money is a failed result falling deeper into debt. If you pay the kard off every month however the the interest is ZERO
                Comment
                • LongBall52
                  SBR MVP
                  • 06-14-20
                  • 1319

                  #9
                  Originally posted by veriableodds
                  kredit scores, kredit cards, and any type of loans are for debtors plain and simple. Worried about the interest being charged, on loaned money is a failed result falling deeper into debt. If you pay the kard off every month however the the interest is ZERO
                  If you pay the card in full monthly it's + even with the rebates for groceries etc..
                  Comment
                  • JIBBBY
                    SBR Aristocracy
                    • 12-10-09
                    • 83686

                    #10
                    Originally posted by veriableodds
                    kredit scores, kredit cards, and any type of loans are for debtors plain and simple. Worried about the interest being charged, on loaned money is a failed result falling deeper into debt. If you pay the kard off every month however the the interest is ZERO
                    That's exactly what I do on all my cards. Pay them off to a zero balance every month. I do that religiously, and never carry a balance. NEVER..
                    Comment
                    • Brock Landers
                      SBR Aristocracy
                      • 06-30-08
                      • 45359

                      #11
                      I know quite a few CC tactics if you REALLY WANNA KNOW
                      Comment
                      • veriableodds
                        SBR Hall of Famer
                        • 08-22-17
                        • 5093

                        #12
                        Correct the +EV comes from when you do use it, getting discount from say(honey) and cashback from a trusted cashback app
                        Comment
                        • Heltah Skeltah
                          SBR MVP
                          • 12-05-17
                          • 3499

                          #13
                          Originally posted by Brock Landers
                          I know quite a few CC tactics if you REALLY WANNA KNOW
                          Max them out and then declare Bankruptcy as many times you can. Brock nobody with a clue gives a shit about your advice . Think bout it..you begged your parents for a bailout more than once. You declared Bankruptcy at least twice. You got fired for your job more than twice. You see a pattern yet you stupid fck!
                          Free loading Democrat
                          Comment
                          • Brock Landers
                            SBR Aristocracy
                            • 06-30-08
                            • 45359

                            #14
                            Originally posted by Heltah Skeltah
                            Max them out and then declare Bankruptcy as many times you can. Brock nobody with a clue gives a shit about your advice . Think bout it..you begged your parents for a bailout more than once. You declared Bankruptcy at least twice. You got fired for your job more than twice. You see a pattern yet you stupid fck!
                            Free loading Democrat
                            Nope

                            Fae better than that guy
                            Comment
                            • Heltah Skeltah
                              SBR MVP
                              • 12-05-17
                              • 3499

                              #15
                              Originally posted by Brock Landers
                              Nope

                              Fae better than that guy
                              Ok..do the cash advance thing..and then kite it.
                              You not breaking any news. Those things been done long time now by many lovers in need of cash
                              Comment
                              • Brock Landers
                                SBR Aristocracy
                                • 06-30-08
                                • 45359

                                #16
                                Originally posted by Heltah Skeltah
                                Ok..do the cash advance thing..and then kite it.
                                You not breaking any news. Those things been done long time now by many lovers in need of cash
                                No no no

                                And because of your bad attitude, not saying anything now
                                Comment
                                • Booya711
                                  BARRELED IN @ SBR!
                                  • 12-20-11
                                  • 27329

                                  #17
                                  Originally posted by ronald
                                  I forgot that posters are the guys at the airport eating Burger King huddled up at a crowded gate while I'm in the Centurion lounge dining on shellfish and sipping Champagne.

                                  Sometimes I give these guys too much credit.
                                  Bingo...the AMEX platinum card is top notch...
                                  Comment
                                  • RudyRuetigger
                                    SBR Aristocracy
                                    • 08-24-10
                                    • 65084

                                    #18
                                    Originally posted by ronald

                                    I forgot that posters are the guys at the airport eating Burger King huddled up at a crowded gate while I'm in the Centurion lounge dining on shellfish and sipping Champagne.

                                    Sometimes I give these guys too much credit.
                                    i have no need to travel


                                    it was a simple fukkin question asked


                                    now that youve insulted me, i will plan attacks accordingly
                                    Comment
                                    • unde0087
                                      BARRELED IN @ SBR!
                                      • 03-27-08
                                      • 28900

                                      #19
                                      Originally posted by Heltah Skeltah
                                      Max them out and then declare Bankruptcy as many times you can. Brock nobody with a clue gives a shit about your advice . Think bout it..you begged your parents for a bailout more than once. You declared Bankruptcy at least twice. You got fired for your job more than twice. You see a pattern yet you stupid fck!
                                      Free loading Democrat
                                      the truest words ever written on SBR
                                      Comment
                                      • hostile takeover
                                        SBR MVP
                                        • 12-06-09
                                        • 2258

                                        #20
                                        Nice job.

                                        Annual fees are such horrid dogshit anyway.
                                        Comment
                                        • DrunkHorseplayer
                                          SBR Hall of Famer
                                          • 05-15-10
                                          • 7719

                                          #21
                                          Originally posted by ronald
                                          I forgot that posters are the guys at the airport eating Burger King huddled up at a crowded gate while I'm in the Centurion lounge dining on shellfish and sipping Champagne.

                                          Sometimes I give these guys too much credit.
                                          I'd much rather eat at Burger King than eat shellfish and sip champagne; I have no debts nor do I have a credit card because I don't need any credit.
                                          Comment
                                          • dlowilly
                                            SBR Posting Legend
                                            • 11-09-16
                                            • 13862

                                            #22
                                            Originally posted by LongBall52
                                            If you pay the card in full monthly it's + even with the rebates for groceries etc..
                                            On the surface it seems like a win win for the consumer but it's just an example of big banks creating a racket

                                            They pay you 2% back of their 3% charge on the business who had to increase prices to pay for the 3% credit card charge, so it's a net 1% increase in cost for the consumer. In the end the banks are the only winners.
                                            Comment
                                            • LongBall52
                                              SBR MVP
                                              • 06-14-20
                                              • 1319

                                              #23
                                              Originally posted by dlowilly
                                              On the surface it seems like a win win for the consumer but it's just an example of big banks creating a racket

                                              They pay you 2% back of their 3% charge on the business who had to increase prices to pay for the 3% credit card charge, so it's a net 1% increase in cost for the consumer. In the end the banks are the only winners.
                                              ************ at places like Target with their own "Target **********"... The customer will pay 5% LESS using the credit card than the customer buying the exact same thing paying cash.
                                              Comment
                                              • LongBall52
                                                SBR MVP
                                                • 06-14-20
                                                • 1319

                                                #24
                                                cus tomers is an xxxxxxxxx? WHAT????????????????? Target Redcard which happens to be a m as ter c ard.
                                                Comment
                                                • flyingillini
                                                  SBR Aristocracy
                                                  • 12-06-06
                                                  • 41217

                                                  #25
                                                  Wuhan is back to normal. Once Vietnam opens up I’ll be going for business. It’s a great city
                                                  המוסד‎
                                                  המוסד למודיעין ולתפקידים מיוחדים‎
                                                  Comment
                                                  • Brock Landers
                                                    SBR Aristocracy
                                                    • 06-30-08
                                                    • 45359

                                                    #26
                                                    Originally posted by flyingillini
                                                    Wuhan is back to normal. Once Vietnam opens up I’ll be going for business. It’s a great city
                                                    I saw a video once of broads, I think in thailand, were shooting ping pong balls out of their pussy!
                                                    Comment
                                                    • big joe 1212
                                                      SBR Posting Legend
                                                      • 06-01-08
                                                      • 19380

                                                      #27
                                                      Brock

                                                      Tell the youngsters about the Double Dupe
                                                      Comment
                                                      • Brock Landers
                                                        SBR Aristocracy
                                                        • 06-30-08
                                                        • 45359

                                                        #28
                                                        Originally posted by big joe 1212
                                                        Brock

                                                        Tell the youngsters about the Double Dupe
                                                        LOL!
                                                        Comment
                                                        • ThaWoj
                                                          SBR Hall of Famer
                                                          • 03-09-10
                                                          • 6760

                                                          #29
                                                          Some of us with piss poor credit have no choice but to have cards with bookoo fees and take loans with astronomical apr
                                                          Comment
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