What kind of retirement plan do you guys have?

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  • JMobile
    SBR Posting Legend
    • 08-21-10
    • 19070

    #1
    What kind of retirement plan do you guys have?
    I'm thinking about Roth IRA. Some of my friends say they just have the basic 401k.

    I'm trying to learn from the REAL old timers here who are retired and using a fortunate plan. Sammy, where you at, pal?
  • krk1030
    SBR Posting Legend
    • 08-13-08
    • 17610

    #2
    401k plan

    Up 21% this year

    Trump bump
    Comment
    • firedawg
      BARRELED IN @ SBR!
      • 10-08-08
      • 39219

      #3
      Thrift savings plan

      A 401k basically
      Comment
      • maggiethebestdog
        SBR Hall of Famer
        • 12-21-13
        • 6700

        #4
        I'm tailing Thomorino
        Comment
        • RudyRuetigger
          SBR Aristocracy
          • 08-24-10
          • 65086

          #5
          Lottery

          Powerball

          Sometimes mega millions

          Varies

          I like to divide it as to not put all eggs in 1 basket
          Comment
          • jjgold
            SBR Aristocracy
            • 07-20-05
            • 388189

            #6
            None

            Lol

            Gamble it
            Comment
            • tony_come
              SBR Posting Legend
              • 03-31-10
              • 21695

              #7
              Baseball cards
              Comment
              • Shute
                SBR Posting Legend
                • 03-20-17
                • 11835

                #8
                Saloon
                Comment
                • RudyRuetigger
                  SBR Aristocracy
                  • 08-24-10
                  • 65086

                  #9
                  Originally posted by Shute
                  Saloon
                  Bad move

                  Nothing grows there

                  Prolly a democrat?
                  Comment
                  • JMobile
                    SBR Posting Legend
                    • 08-21-10
                    • 19070

                    #10
                    Originally posted by Shute
                    Saloon
                    This kid probably still wears pull up diapers. Feel sad for him. Lol
                    Comment
                    • brooks85
                      SBR Aristocracy
                      • 01-05-09
                      • 44709

                      #11
                      if you're under 40 you better not count on your IRA money being there. That's a suckers game.


                      Get your money out(or stop putting any more in), get it to work in a regular account and cash out by 2040-2050 when things start getting very, very bad.

                      buy land and guns
                      Comment
                      • firedawg
                        BARRELED IN @ SBR!
                        • 10-08-08
                        • 39219

                        #12
                        We have different funds mobile
                        I think all are like that

                        I do high risk
                        Comment
                        • JMobile
                          SBR Posting Legend
                          • 08-21-10
                          • 19070

                          #13
                          Originally posted by brooks85
                          if you're under 40 you better not count on your IRA money being there. That's a suckers game.


                          Get your money out(or stop putting any more in), get it to work and cash out by 2040-2050 when things start getting very, very bad.
                          What account do you have? Show me the best rates.
                          Comment
                          • franklee168
                            SBR Hall of Famer
                            • 03-06-11
                            • 5544

                            #14
                            Apple, Microsoft, Intel, BofA, Jdsu, Ge.
                            Comment
                            • brooks85
                              SBR Aristocracy
                              • 01-05-09
                              • 44709

                              #15
                              I have an IRA too but I just don't add any more money to it nor do I plan on it being worth anything by the time I'm 60. Governments love to steal their people's money so I'll have all mine spent on real assets before shit hits the fan.
                              Comment
                              • JMobile
                                SBR Posting Legend
                                • 08-21-10
                                • 19070

                                #16
                                Originally posted by brooks85
                                I have an IRA too but I just don't add any more money to it nor do I plan on it being worth anything by the time I'm 60. Governments love to steal their people's money so you better have all yours spent up before shit hits the fan.
                                I'm sure you have a different retirement account....I'm trying to learn.
                                Comment
                                • brooks85
                                  SBR Aristocracy
                                  • 01-05-09
                                  • 44709

                                  #17
                                  Originally posted by JMobile
                                  I'm sure you have a different retirement account....I'm trying to learn.
                                  no, I just have my IRA. My real retirement account(real gold and silver) is sitting in undisclosed places around my land like ron swanson.
                                  Comment
                                  • bigtymer56
                                    SBR MVP
                                    • 07-31-12
                                    • 4742

                                    #18
                                    Originally posted by brooks85
                                    no, I just have my IRA. My retirement account(real gold and silver) is sitting in undisclosed places around my land like ron swanson.
                                    so you only have an ira...
                                    Comment
                                    • Shute
                                      SBR Posting Legend
                                      • 03-20-17
                                      • 11835

                                      #19
                                      got a financial adviser that handles all the accounts for me.
                                      401k, Roth, ira, SEP, elective deferral,HSA, 529, annuities, Coverdale esa, etc. I’ll set u up if you need some advice
                                      Comment
                                      • pilebuck13
                                        SBR Posting Legend
                                        • 05-15-15
                                        • 17916

                                        #20
                                        Union retirement package as well as 401 matched investment...and a decent size lump fund when I retire think it's 40 cents a hour or something....can retire at 55. Have a few more low risk deals going as well hoping for housing crash so I can buy another piece of property.
                                        Comment
                                        • brooks85
                                          SBR Aristocracy
                                          • 01-05-09
                                          • 44709

                                          #21
                                          Originally posted by bigtymer56
                                          so you only have an ira...
                                          yeah... anything else is wasted money but that makes sense since you obviously got suckered lol

                                          again, anyone if you're 40 and under counting on a retirement account the nicest way I can put it is you're a bagholder. Now we already know that is your role in life bigtymer. Trends.
                                          Comment
                                          • grease lightnin
                                            SBR Posting Legend
                                            • 10-01-12
                                            • 16015

                                            #22
                                            If you have access to a retirement plan through your employer, contribute up to the full match. If you have a Roth option in your employer sponsored plan, try to put at least 50% of your contributions there and the rest in traditional pre-tax.

                                            If you don’t have a Roth option, contribute up to the match in your employer plan, and then add to a self directed Roth IRA next.
                                            Comment
                                            • Regul8er
                                              SBR Posting Legend
                                              • 11-06-07
                                              • 10666

                                              #23
                                              I miss my 2-1 employer match when I worked in Higher Education. Nothing beat it.
                                              Comment
                                              • grease lightnin
                                                SBR Posting Legend
                                                • 10-01-12
                                                • 16015

                                                #24
                                                And whatever you do—DO NOT listen to brooks. Fukkin hillbilly doesn’t know what the fukk he’s talking about.
                                                Comment
                                                • brooks85
                                                  SBR Aristocracy
                                                  • 01-05-09
                                                  • 44709

                                                  #25
                                                  ^lol the moron who made the most idiotic call on brexit... the same moron whose solution for debt problem is "hope"


                                                  yeah grease, people really respect your posts on this forum hahahah

                                                  Originally posted by franklee168
                                                  Apple, Microsoft, Intel, BofA, Jdsu, Ge.
                                                  this guy gets it. When USA turns to shit it won't matter especially when companies will likely be leaving the country.


                                                  If you want a retirement where you can actually sleep at night, buy something the government can't take from you.
                                                  Comment
                                                  • grease lightnin
                                                    SBR Posting Legend
                                                    • 10-01-12
                                                    • 16015

                                                    #26
                                                    Jmobile are you self employed?
                                                    Comment
                                                    • grease lightnin
                                                      SBR Posting Legend
                                                      • 10-01-12
                                                      • 16015

                                                      #27
                                                      Originally posted by franklee168
                                                      Apple, Microsoft, Intel, BofA, Jdsu, Ge.



                                                      GE???????

                                                      And brooks is right behind you
                                                      Comment
                                                      • Shute
                                                        SBR Posting Legend
                                                        • 03-20-17
                                                        • 11835

                                                        #28
                                                        On the subject,
                                                        Never seen stock market move up like this in my lifetime.
                                                        Comment
                                                        • brooks85
                                                          SBR Aristocracy
                                                          • 01-05-09
                                                          • 44709

                                                          #29
                                                          Originally posted by bigtymer56
                                                          so you only have an ira...
                                                          notice bigtymer stfu real quick lol trends

                                                          difference between bigtymer and grease is grease doesn't know he is an idiot. Bigtymer realizes it then shuts up. Trends.
                                                          Comment
                                                          • brooks85
                                                            SBR Aristocracy
                                                            • 01-05-09
                                                            • 44709

                                                            #30
                                                            Originally posted by grease lightnin
                                                            GE???????

                                                            And brooks is right behind you
                                                            grease proving he can never pick a winner. Trends. GE is exactly the kind of retirement you can count on you silly liberal moron; well just a liberal really
                                                            Comment
                                                            • chico2663
                                                              BARRELED IN @ SBR!
                                                              • 09-02-10
                                                              • 36915

                                                              #31
                                                              2 different 401k's, sep and little property. Don't trust govt to get roth. I believe when time comes they will change rules.
                                                              Comment
                                                              • grease lightnin
                                                                SBR Posting Legend
                                                                • 10-01-12
                                                                • 16015

                                                                #32
                                                                Originally posted by brooks85
                                                                grease proving he can never pick a winner. Trends. GE is exactly the kind of retirement you can count on you silly liberal moron; well just a liberal really
                                                                A winner?

                                                                They just cut their dividend in half.

                                                                Stay in your lane dumbfukk
                                                                Comment
                                                                • brooks85
                                                                  SBR Aristocracy
                                                                  • 01-05-09
                                                                  • 44709

                                                                  #33
                                                                  ^lol even chico is more intelligent than grease.... yikes... bad night for grease
                                                                  Comment
                                                                  • brooks85
                                                                    SBR Aristocracy
                                                                    • 01-05-09
                                                                    • 44709

                                                                    #34
                                                                    Originally posted by grease lightnin
                                                                    A winner?

                                                                    They just cut their dividend in half.


                                                                    Stay in your lane dumbfukk
                                                                    lol yes they did which has nothing to do with 20-30 years from now you desperate idiot. In fact, what happened to price of the stock after? Again, you can never pick a penetrating winner. Have you noticed that? Now is the exact perfect time to buy GE for retirement account you liberal.

                                                                    They are all of a lot more reliable than the US government. Christ you're an idiot haha
                                                                    Comment
                                                                    • grease lightnin
                                                                      SBR Posting Legend
                                                                      • 10-01-12
                                                                      • 16015

                                                                      #35
                                                                      Originally posted by brooks85
                                                                      lol yes they did which makes them an even better buy now. The company was losing money you dumb moron and they are all of a lot more reliable than the US government. Christ you're an idiot haha


                                                                      Buy it up moron.

                                                                      You had no idea it is down 50% over the last couple months until I just told you they are in trouble.
                                                                      Comment
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