can banks stop u from depositing a check?

[alexda[]]

nm

[mtneer1212]

If they have reason to believe their funds would be at risk or that the check is counterfeit, fraudulent, or stolen, then yes.

[alexda[]]

would u happen to know how long checks take to clear assuming i have enough to cover the check in my account to begin with

[mtneer1212]

depends on the bank -- most banks will put a 10 day/2 week hold, but i've heard as much as 30 days if they so choose

[alexda[]]

so if i needed the money immediately i would have to eat the fee from a check cashing place?

[rdgn123]

so if i needed the money immediately i would have to eat the fee from a check cashing place?

those places might not even cash them for you. with the current financial crisis they're very hesitant to cash checks from banks that they deem to be unsafe.

[alexda[]]

from what im reading. the checks are from international banks like boa

[cinpls081]

The checks take a long time to clear....Your bank may very well clear the funds then come back to you weeks later and say they bounced. This has happend to me...Bank of America does clear my checks as a service overnight.....