Hello and evening,
I am new to the forum, but have been here quite often before to read posts. Also someone told me to post my question here since he is a regular member. Anyways onto my question.
This afternoon I am out doing some work, come in and check my cell, missed call and a voicemail. Half the message was cutoff, so I called the number back. Some lady answered and asked me for my number to look something up. Comes back and says they are trying to collect a debt. At first I was like what? So anyways she tells me I have a debt that is over a year old with the book Bet Cris. Now I did have an account there years ago, but haven't used them since I mostly play with the Greek and BetJam. Anyways she verifies my address, which was correct. She says I owe them 2220 or it will hit my credit.
So I am thinking well how the hell did my account have a debt for 2220? Second how can this hit my credit? I have not received anything in the mail from them. I managed to catch part of their name and it sounds something like "Joseph, Manning, and Creed". The number or area code is from LA as I looked it up. I did tons of searches, but nothing hits. Also did a search on the BBB of LA and nothing hits with any keywords or their phone number.
I don't have a debt with them, so I am not just going to send them any money. They just call me one day out of the blue and tell me. Isn't this a little funny? Any ideas? What should I do? Forget about it? How can a book collect or issue a debt? How can they hit my credit when they don't have my social? I am confused. Thanks for any help.
I am new to the forum, but have been here quite often before to read posts. Also someone told me to post my question here since he is a regular member. Anyways onto my question.
This afternoon I am out doing some work, come in and check my cell, missed call and a voicemail. Half the message was cutoff, so I called the number back. Some lady answered and asked me for my number to look something up. Comes back and says they are trying to collect a debt. At first I was like what? So anyways she tells me I have a debt that is over a year old with the book Bet Cris. Now I did have an account there years ago, but haven't used them since I mostly play with the Greek and BetJam. Anyways she verifies my address, which was correct. She says I owe them 2220 or it will hit my credit.
So I am thinking well how the hell did my account have a debt for 2220? Second how can this hit my credit? I have not received anything in the mail from them. I managed to catch part of their name and it sounds something like "Joseph, Manning, and Creed". The number or area code is from LA as I looked it up. I did tons of searches, but nothing hits. Also did a search on the BBB of LA and nothing hits with any keywords or their phone number.
I don't have a debt with them, so I am not just going to send them any money. They just call me one day out of the blue and tell me. Isn't this a little funny? Any ideas? What should I do? Forget about it? How can a book collect or issue a debt? How can they hit my credit when they don't have my social? I am confused. Thanks for any help.
