dumb bankwire question

[dcbt]

Matchbook doesn't take wires from Bank of America, which is my bank. So if I have to use another bank to do the wire, do I need to plan on giving them cash to send the wire (like a money order), or can i simply cut them a check, or is it even more complex in that I'd have to actually open an account?

Thanks in advance.

[bigboydan]

I think a cashiers check sent overnight would be your best bet. Unless of course you open another bank account and send your wire through that bank.

[dcbt]

Hrmmm. The live chat guy over there that I just talked to didn't give me that as an option - only credit card, bankwire, and interbook transfer...

[michael777]

matchbook told me they do not take fedex checks for deposits

[Cyclone]

The answer to the original question is "it depends". In general, banks will not be very excited about doing a wire for someone who is not a customer.

[TLD]

I’ve sent bank wires from banks where I didn’t have an account. I never had a problem doing so.

I never tried to pay for one with a personal check, so I don’t know about that. I just filled out the wire form with them, and handed them the cash.

But even at banks where I already had an account, they wouldn’t take the funds straight from my account for the bank wire. They had me fill out a withdrawal slip, go to a teller window (or they went for me), get the cash, and come back.

So it amounted to the same thing whether I had an account or not.

[dcbt]

Thanks for the info, TLD. Interesting. I used BoA a few weeks ago to do a wire to Bookmaker and they just took the funds from my account, no need to see a teller. I guess it just varies from bank to bank...