I'll probably reload soon (yeah, yeah, I know!) and saw where someone here said 5Dimes reimburses transfer fees. I reached out to 5Dimes, but Zoe said it's only for two specific methods. But my method only charges flat 3%. So why wouldn't they reimburse my cheaper 3rd party fee?

It's a rhetorical question. They should reimburse when I, or any of us, reload. I'm putting it up here so maybe we can collectively do us all some good, including 5Dimes, who could reimburse lower fees for those of us who choose the 3% option.