Banks lowering your credit,doing hard pulls,credit score changes.

[BrentCrude]

Is there anyone here that's really diligent about checking their credit scores and such?Besides the 3 credit bureau scores,does anyone delve further into why your score fluctuates even though you have no outstanding balances?It seems like alot of banks will lower the amount of credit you have for a card with no new or negative activity on your account.

Everyone seems to be getting these e-mails saying that your 3 credit bureau scores have changed today and to check them out by gaining access on a link that's provided in the e-mail.Is there anyone that just figures it's just some identity theft scam or come on to accept some free trial to do this where you erase the damn e-mails?

[zert]

Just somebody trying to make money

[BatemanPatrickl]

Come on Brent most of the posters here think the lower the score the better. Mine seems to stay steady.

[Resler]

I did have two ************ reduce my credit limit, so that will prob bring my score down a little.