No one likes a stiff.

But I have a hard time feeling sorry for a loan shark too.

The bottomline in as few of words as possible is; Dont attempt to profit by sharking if you can't handle the mental and financial effects of a lay down like a real loan shark. You are not being forced to loan out these darn points out! No one is stealing from you. You are making extremely risky, high interest loan shark loans because of your own greed and then crying when the broke-dick gambler doesnt pay? Come-on now...