Originally <a href='/showthread.php?p=21630677'>posted</a> on 04/13/2014:
Some of us don't need the money right away. I don't gamble my rent, fun, utility, food or gas money. So it doesn't matter how long it takes to get it if I know up front how long its going to take. I love free payouts, but when I can't get a free payout, the cheapest one is the next best option. I am sure I am not the only one in this boat. Paying someone 10-15% of MY money is not cool either, its the same reason many pay much more for an item so they can have it now(a 35k dollar vehicle ends up costing 44-45k with interest)versus delaying and paying cash, may get the car for 32k. It's no different. Some of us are not only good gamblers, but are even smarter with money.