if u pay it all off at once and shut the card down it will hurt u.. try n make payments and keep the card going as 12-24 months of good payments will erase ur 5-6 months of bad ones by far.
if u chargeoff ur credit will be ruined and the 7 yr punishment is dumb way to look at it considering ur credit will be destroyed for life.
-stash
if u chargeoff ur credit will be ruined and the 7 yr punishment is dumb way to look at it considering ur credit will be destroyed for life.
-stash