I have horrible credit but was able to qualify for this card. Initial credit limit is 500. After paying your debt off every month for 5 months, your limit is upped to 1000. You also get rewards for each dollar you spend. "While the APR is a relatively high 24.9%, there's no annual fee, no foreign transaction fee, and the card offers 2% cash back on travel purchases and 1% cash back on all other purchases." Heres the link: http://money.cnn.com/galleries/2011/..._credit/6.html