Cashing a check from an offshore book at a check cashing facility

Anyone here withdraw via Fed Ex check, and cash the checks at a local check cashing place? I know you can just deposit the check into the bank...but I live in a small town, and have many family friends and such that work at our bank. I really dont want to be deposit these random checks there in case I have to answer any questions and things like that (it would just be kind of awkward)... I really don't mind paying the 3% or whatever it is to cash these at the check cashing place..Im just wondering if they take them, and what peoples opinions are on here that have done it.

Deposit it at an ATM. I doubt if a check cashing joint will do it.

those checks are bank check. have to be done with the bank.

Some check cashing joints would take it

But I usually take it to my bank. It be from a Canadian bank

But you'll get it cashed

Originally Posted by OneLossParlayGuy

Anyone here withdraw via Fed Ex check, and cash the checks at a local check cashing place? I know you can just deposit the check into the bank...but I live in a small town, and have many family friends and such that work at our bank. I really dont want to be deposit these random checks there in case I have to answer any questions and things like that (it would just be kind of awkward)... I really don't mind paying the 3% or whatever it is to cash these at the check cashing place..Im just wondering if they take them, and what peoples opinions are on here that have done it.

just make sure you are careful to get the checks for < $10K.. anything over $10K the bank is required to fill out some info for the IRS

not sure about american banks, but in canada atm deposits go to a central processing location so no one you know will see it , but i agree with you that paying three % is better than going through the hassle of dealing with some of those death stares the banks give you, like you are selling drugs to 9 year olds

you can cash it a cash checking places, no problem at all, as long as they can verify the check. Most checks are cut by processors in the US anyways, so it should not be a problem.

Is there really no other bank within driving distance that you could use? Seems like a 2nd bank account would solve your problem.

Sounds to me like at some point, somebody went overdrawn and still owes.

I have done it without a problem.

Originally Posted by John Dough

Is there really no other bank within driving distance that you could use? Seems like a 2nd bank account would solve your problem.

There is one about 15-20 minutes away, I have also thought of this.

Originally Posted by Richkas

Sounds to me like at some point, somebody went overdrawn and still owes.

not the case at all. but funny nonetheless

Originally Posted by OneLossParlayGuy

Anyone here withdraw via Fed Ex check, and cash the checks at a local check cashing place? I know you can just deposit the check into the bank...but I live in a small town, and have many family friends and such that work at our bank. I really dont want to be deposit these random checks there in case I have to answer any questions and things like that (it would just be kind of awkward)... I really don't mind paying the 3% or whatever it is to cash these at the check cashing place..Im just wondering if they take them, and what peoples opinions are on here that have done it.

I too am living in a small town and all the tellers know me and talk about all kinds of things when I come in. When I first started depositing the checks I got asked a couple of times, but I said they were from Ebay. I played it up, like how great Ebay is and if they ever sold anything and just stuff like that. However, that worked for smaller checks, when I was depositing a $3000 check once, a teller said wow, that must have been some Ebay sale. I laughed and said, "I wish, no this is from freelance code writing for some new website. I never knew I could be hired as a freelance code writer in a foreign country so easily. It is so exciting!" Anyway, now, I am never asked about them and as an added bonus, they will call the agent on the check and confirm funds and I will get the money available the next day. Gotta love small town service.