Quick general withdrawal question for books after depositing via online processors

On Pinnacle it says using an online bank processor that you can't withdraw until after the amount has cleared up to 5 business days. Now what if your bankroll remaining is higher than your recent deposit amount? I can't seem to remember but I think I was denied last time because I made a recent deposit.

Sorry missing some info: the balance wasn't 0 before. Just a smaller deposit than previous bankroll.

I would guess still would have to wait. Reason is you could actually take the withdraw, then lose what you left in your account, then the deposit not clear. Pinnacle would be out whatever you withdrew. Makes no sense to allow you to withdrawal till it clears.