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COLLEGE PARK, MARYLAND - OCTOBER 01: The Iowa Hawkeyes celebrate after a 51-14 victory against the Maryland Terrapins at Capital One Field at Maryland Stadium on October 01, 2021 in College Park, Maryland. Greg Fiume/Getty Images/AFP (Photo by Greg Fiume / GETTY IMAGES NORTH AMERICA / Getty Images via AFP)

It's conference championship Saturday across college football, meaning only the best games for our Week 14 expert picks. Each outcome will have a major impact on Selection Sunday.

Here's a look at the top moneyline and Over/Under picks for the college football Week 14 schedule from our team of betting experts (Odds via DraftKings, FanDuel; pick confidence based on 1-to-5-star scale).

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SEE ALSO: College Football Parlay Picks for Week 14

Top Expert Spread Picks

Iowa +10.5 (-110 via FanDuel) vs. Michigan

Michigan is coming off of an elite performance against Ohio State, but will face more pressure in this game than any other in Jim Harbaugh's tenure with the Wolverines. Iowa should do a better job at stopping the run and Michigan has a history of struggling in big games. With a CFP bid on the line, the Wolverines might crumble due to the pressure. - Cox

Western Kentucky -2.5 (-110 via DraftKings) vs. UTSA

UTSA is 11-1 and beat Western Kentucky 52-46 on Oct. 9. So why back the 8-4 Hilltoppers in our Week 14 expert picks? They haven't lost since and have been simply obliterating the competition behind national passing yardage leader Bailey Zappe. The defense hasn't allowed more than 21 points since the UTSA game. The Roadrunners, meanwhile, have looked quite average in their past three games and lost their finale in lopsided fashion at North Texas. Dual-threat QB Frank Harris didn't play that entire game because he's dealing with an undisclosed injury. I’m taking the red-hot team with the fully healthy QB. - Jordan

Houston +10.5 (-110 via DraftKings) vs. Cincinnati

This isn't the premier matchup of Saturday's action but it's the most interesting battle of the day for me. The 11-1 Houston Cougars have flown under the radar thanks to the playoff push by the undefeated Cincinnati Bearcats. This large spread is shocking to see considering the total is in the mid-50s. Houston has a top-16 scoring offense and defense that stacks up well against Cincinnati's own dominant rankings.

The Bearcats are justified favorites, but both teams are 7-5 ATS. Luke Fickell's Bearcats must replicate the excellent pass defense displayed against SMU two weeks ago to cover. I don't see enough of a talent gap for Houston to be blown out by more than two scores considering their ability to run the ball and find chunk plays through the air. - Lipka

Western Kentucky -2.5 (-110 via DraftKings) vs. UTSA

It is not every day that one can find a team as an underdog despite an 11-1 record to an 8-4 team. However, we are not going to fall for the bait and instead believe Western Kentucky is a deserving favorite in the Conference USA Championship Game.

Western Kentucky has won seven consecutive games by an average of 26.4 points, and none of the wins were by fewer than 15. The Hilltoppers are seemingly playing their best football at the moment, while it is unclear how UTSA will respond from their first loss suffered just last week. Zappe has had this offense humming during their seven-game winning streak and has a trusted connection with wide receiver Jerreth Sterns, who ranks second in the country in receiving yards.

The Hilltoppers are 5-0 against the spread in their last five games and are 5-2-1 ATS in their last eight December games. We like that Western Kentucky has seen UTSA up close this year and trust the Hilltoppers will make the necessary adjustments this time around. - Spector

Top Expert Over/Under Picks

Houston-Cincinnati Under 52.5 (-110 via FanDuel)

Cincinnati needs a convincing win to secure its spot in the College Football Playoff, but the offense has faltered in some games this year. Houston has a great defense and can dictate the pace of this game. With rumors around Cincy's head coach considering other jobs, the moment and distractions might be too much for the Bearcats. That could cause this to become a low-scoring game. - Cox

Oregon-Utah Under 59.5 points (-110 via DraftKings)

Oregon visited Utah on Nov. 20 and lost 38-7, which knocked the Ducks out of College Football Playoff contention. This will not end up 38-7 again, but I'd be stunned if 60 points are scored as both teams are pretty similar in that they want to run the ball as much as possible, eat clock, and play the field-position game. The Utes rank second in the Pac-12 in scoring defense and the Ducks rank sixth. The Under is 4-1 in Oregon's past five as a dog – as it was in Salt Lake City a few weeks ago. - Jordan

Michigan-Iowa Under 43.5 (-105 via DraftKings)

It's absolutely still a good time to buy Michigan. The Wolverines stifled the powerful Buckeyes last week thanks to a fantastic offensive and defensive performance. Although 43.5 is a reasonable spread, I don't see the Hawkeyes getting more than two touchdowns on the board.

Anything less than two touchdowns by Iowa should mean an automatic Under cover. Both teams are comfortable in close, lower-scoring games that rely on the run game. I expect both offenses to be stubborn as they turn back the clock with an old-fashioned Big Ten run-based contest. - Lipka

Michigan-Iowa Over 43.5 (-115 via DraftKings)

While both teams rank in the top 10 in the country in scoring defense, Iowa's defense, in particular, has shown vulnerability lately.

The Hawkeyes are coming off a come-from-behind victory against Nebraska where they allowed 21 points and 327 yards to a team that had a backup quarterback making his first career start. Iowa has not been the same rock-solid defense that they were early in the season. The Hawkeyes have allowed at least 20 points to six of their previous seven opponents after beginning the year holding each of their first five opponents to 17 points or fewer.

Iowa now faces a Michigan offense that looked physical and played fast in its win against Ohio State. The Wolverines have scored 32 or more points in six of their last eight games, so this is not the same unimaginative offense that Jim Harbaugh has rolled out for much of his tenure at Michigan.

The Over is 5-0 in Michigan's last five games as favorites at neutral sites and is 4-1 in Iowa's last five neutral site games. This will not be your typical Big Ten defensive struggle. We should see plenty more points scored in a domed setting to top off our Week 14 expert picks. - Spector

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