Originally Posted by
ThaWoj
I was having a problem for the longest time using a Ch@$E card so i called my bank and spoke to the card department and told them I wanted to make a purchase at such and such and that I was getting declined even though I had enough funds to cover it. They told me yeah it was declined because the merchant came up as suspicious to them. All I had to do was say "yeah" I want to make that purchase and it is not unauthorized or anything. Then they read off like the last 5 transactions i made with the card just to make sure I was the one who used it. As soon as I hung up I made a deposit and it went through.
Also side note, I don't think verified by VC makes a different b/c I've deposited using it and not using it.