i guess it just comes down to your relationship with the bank. Depositing via atm sounds great for those people a little nervous of the whole concept of depositing checks. Personally, because i am in a small town, the teller will call the agent listed on the check to confirm funds and then the money will be available the next day. Not that i really need this to be done, but it helps to develop more of a personal relationship with the bank employees.
Although, i do like the sound of the atm automated process, unfortunately i feel the relationship is more important. Of course, this is just my personal opinion.
Bol,